AcreScore โ€” What's this?
70/ 100

Yuma County, AZ

A solid choice for building in Western Arizona. Defined zoning, low flood risk, and very affordable land.

๐Ÿ“Š70/100AcreScore
๐Ÿ’ฐ$5KLand $/acre
๐Ÿ $225KHome Value
๐Ÿ‘ฅ203,881Population
๐Ÿ“ˆ+0.6%Growth (10yr)
๐ŸŒŠ7%Flood RiskLow
๐ŸŒก๏ธHot DryClimateZone 2B

๐Ÿ—๏ธ Can You Build Here?

Yuma County has local zoning regulations. Check with the county building department for specific rules on your parcel. Barndominiums may require conditional use permits in some zones.

ZoneMin LotBarndo OK?
ResidentialVariesโš ๏ธ Conditional
AgriculturalNoneโœ… Yes
CommercialVariesโŒ No

Yuma County has local zoning. Contact the county building department for specific regulations.

๐Ÿ“‹ What Permits Do You Need?

Most states allow owner-builders to act as their own general contractor for personal residences. Check Arizona requirements โ€” licensed subs are typically needed for electrical, plumbing, and HVAC.

Required Permits

  • โ€ข Building permit (residential)
  • โ€ข Septic permit (if no public sewer)
  • โ€ข Electrical permit
  • โ€ข Plumbing permit

Permit Office

Yuma County Building Department Yuma, AZ Contact county clerk for current hours and requirements

๐ŸŒŠ What's the Flood & Soil Risk?

Moderate flood risk. 7% of county land is in FEMA flood zones. Most buildable parcels are outside hazard areas, but always verify your specific site.

7%
In Flood Zone
Good
Soil Drainage
Good
Septic Viability

Source: FEMA National Flood Hazard Layer, USDA Web Soil Survey

๐Ÿ’ฐ What Does It Cost?

Extremely affordable. Median land prices around $5,000 per acre make Yuma County one of the most budget-friendly options in Arizona.

$5K
Median $/acre
$225K
Median Home Value
$120โ€“200
Build Cost $/sqft
0.63%
Property Tax Rate

Source: U.S. Census Bureau ACS 2024, Yuma County Assessor

๐Ÿ”๏ธ Why People Love Living Here

Yuma County sits in the heart of Western Arizona. Yuma is 0 min away. Arizona has a state income tax โ€” factor that into your cost-of-living calculations.

๐Ÿ—๏ธ

Affordable Land

Median land at $5,000/acre means you can buy more, build bigger, and still stay under budget.

๐Ÿ 

Established Community

Zoning provides predictability โ€” you know what your neighbors can and can't build. Good for long-term property value.

At a Glance

Population203,881
10-Year Growth+0.6%
County SeatYuma
State Income TaxYes
ClimateHot Dry (Zone 2B)

How Close Is Everything?

Yuma0 min
YUM15 min
Austinvaries

๐Ÿ’ง Utilities & Infrastructure

Most rural Yuma County land uses well water and septic systems. Municipal utilities are available near Yuma. Check with local utility providers for your specific parcel.

Electric ProviderLocal Co-op / TXU
WaterWell or Municipal
SewerSeptic (most rural)
InternetVaries by location
Cell CoverageGood
Natural GasPropane common in rural areas

๐Ÿฆ Financing & Incentives

Yuma County qualifies for USDA Rural Development loans โ€” zero-down-payment financing for eligible buyers in most areas.

โœ… USDA Eligible
Zero down payment
FHA / VA
Available county-wide
0.63%
Property tax rate

Check USDA eligibility for your address โ†’

๐Ÿ“ Nearby Counties

๐Ÿ”„ People Also Compare

Making products from home?

A new tax law lets you deduct 100% of a production workshop โ€” not just equipment, the building itself.

See if you qualify โ†’

Get Yuma County Land Alerts

New listings, zoning changes, and builder availability โ€” delivered to your inbox.

No spam. Unsubscribe anytime. We never sell your data.

โ“ Frequently Asked Questions

Can I build a barndominium in Yuma County?
Check with the Yuma County Building Department for specific zoning rules on your parcel. Some zones allow barndominiums outright, others may require conditional use permits.
How much does land cost in Yuma County?
Median price is approximately $5,000 per acre, though prices vary by location, road access, and improvements. USDA Rural Development loans may be available for eligible buyers.
Is Yuma County eligible for USDA Rural Development loans?
Yes โ€” most of Yuma County qualifies for USDA Rural Development programs, including zero-down-payment home loans for eligible buyers.
What is the property tax rate in Yuma County?
The effective property tax rate is approximately 0.63%. Check with the county assessor for the most current rates and any available homestead exemptions.
Do I need a licensed contractor to build in Yuma County?
Most states allow owner-builders to act as their own general contractor for personal residences, though requirements vary by state and county. In Arizona, check local building codes for specific licensing requirements. You'll typically need licensed professionals for electrical, plumbing, and HVAC work.