AcreScore โ€” What's this?
74/ 100

Hot Spring County, AR

A solid choice for building in Central Arkansas. Minimal restrictions, low flood risk, and very affordable land.

๐Ÿ“Š74/100AcreScore
๐Ÿ’ฐ$4KLand $/acre
๐Ÿ $118KHome Value
๐Ÿ‘ฅ33,771Population
๐Ÿ“ˆ+0.8%Growth (10yr)
๐ŸŒŠ10%Flood RiskLow
๐ŸŒก๏ธWarm HumidClimateZone 3A

๐Ÿ—๏ธ Can You Build Here?

Arkansas has no state building code โ€” regulations are county-level. Hot Spring County has no formal zoning ordinance, meaning most rural land can be used for residential construction including barndominiums without special permits beyond standard building codes.

ZoneMin LotBarndo OK?
UnzonedNoneโœ… Yes

Hot Spring County has no formal zoning ordinance. Standard building permits still required. Contact the county building department for specifics.

๐Ÿ“‹ What Permits Do You Need?

Tennessee allows owner-builders to act as their own general contractor for personal residences. Licensed subs needed for electrical, plumbing, and HVAC.

Required Permits

  • โ€ข Building permit (residential)
  • โ€ข Septic permit (if no public sewer)
  • โ€ข Electrical permit
  • โ€ข Plumbing permit

Permit Office

Hot Spring County Building Department Malvern, AR Contact county clerk for current hours and requirements

๐ŸŒŠ What's the Flood & Soil Risk?

Moderate flood risk. 10% of county land is in FEMA flood zones. Most buildable parcels are outside hazard areas, but always verify your specific site.

10%
In Flood Zone
Good
Soil Drainage
Good
Septic Viability

Source: FEMA National Flood Hazard Layer, USDA Web Soil Survey

๐Ÿ’ฐ What Does It Cost?

Extremely affordable. Median land prices around $3,500 per acre make Hot Spring County one of the most budget-friendly options in Arkansas.

$4K
Median $/acre
$118K
Median Home Value
$120โ€“200
Build Cost $/sqft
0.56%
Property Tax Rate

Source: U.S. Census Bureau ACS 2024, Hot Spring County Assessor

๐Ÿ”๏ธ Why People Love Living Here

Hot Spring County sits in the heart of Central Arkansas. Hot Springs is 20 min away. No state income tax means your dollar stretches further here than in most states.

๐Ÿ—๏ธ

Affordable Land

Median land at $3,500/acre means you can buy more, build bigger, and still stay under budget.

๐Ÿ”จ

Build Freedom

No formal zoning means you can build your barndominium, shop, or homestead without jumping through bureaucratic hoops.

At a Glance

Population33,771
10-Year Growth+0.8%
County SeatMalvern
State Income TaxNone
ClimateWarm Humid (Zone 3A)

How Close Is Everything?

Hot Springs20 min
LIT65 min
Austinvaries

๐Ÿ’ง Utilities & Infrastructure

Most rural Hot Spring County land uses well water and septic systems. Municipal utilities are available near Malvern. Check with local utility providers for your specific parcel.

Electric ProviderLocal Co-op / TXU
WaterWell or Municipal
SewerSeptic (most rural)
InternetVaries by location
Cell CoverageVariable
Natural GasPropane common in rural areas

๐Ÿฆ Financing & Incentives

Hot Spring County qualifies for USDA Rural Development loans โ€” zero-down-payment financing for eligible buyers in most areas.

โœ… USDA Eligible
Zero down payment
FHA / VA
Available county-wide
0.56%
Property tax rate

Check USDA eligibility for your address โ†’

๐Ÿ“ Nearby Counties

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โ“ Frequently Asked Questions

Can I build a barndominium in Hot Spring County?
Yes. Hot Spring County has no formal zoning ordinance. You'll still need standard building permits, but barndominiums are generally permitted on rural land. Check with the county building department for specific requirements.
How much does land cost in Hot Spring County?
Median price is approximately $3,500 per acre, though prices vary by location, road access, and improvements. USDA Rural Development loans may be available for eligible buyers.
Is Hot Spring County eligible for USDA Rural Development loans?
Yes โ€” most of Hot Spring County qualifies for USDA Rural Development programs, including zero-down-payment home loans for eligible buyers.
What is the property tax rate in Hot Spring County?
The effective property tax rate is approximately 0.56%. Check with the county assessor for the most current rates and any available homestead exemptions.
Do I need a licensed contractor to build in Hot Spring County?
Most states allow owner-builders to act as their own general contractor for personal residences, though requirements vary by state and county. In Arkansas, check local building codes for specific licensing requirements. You'll typically need licensed professionals for electrical, plumbing, and HVAC work.