AcreScore โ€” What's this?
79/ 100

Union County, GA

One of the most buildable counties in North Georgia Mountains. USDA Rural eligible, no zoning restrictions, and affordable land.

๐Ÿ“Š79/100AcreScore
๐Ÿ’ฐ$16KLand $/acre
๐Ÿ $295KHome Value
๐Ÿ‘ฅ24,511Population
๐Ÿ“ˆ+4%Growth (10yr)
๐ŸŒŠ5%Flood RiskLow
๐ŸŒก๏ธMixed HumidClimateZone 4A

๐Ÿ—๏ธ Can You Build Here?

Georgia has no state building code โ€” regulations are county-level. Union County has no formal zoning ordinance, meaning most rural land can be used for residential construction including barndominiums without special permits beyond standard building codes.

ZoneMin LotBarndo OK?
UnzonedNoneโœ… Yes

Union County has no formal zoning ordinance. Standard building permits still required. Contact the county building department for specifics.

๐Ÿ“‹ What Permits Do You Need?

Most states allow owner-builders to act as their own general contractor for personal residences. Check Georgia requirements โ€” licensed subs are typically needed for electrical, plumbing, and HVAC.

Required Permits

  • โ€ข Building permit (residential)
  • โ€ข Septic permit (if no public sewer)
  • โ€ข Electrical permit
  • โ€ข Plumbing permit

Permit Office

Union County Building Department Blairsville, GA Contact county clerk for current hours and requirements

๐ŸŒŠ What's the Flood & Soil Risk?

Very low flood risk. Only 5% of Union County land falls within FEMA-designated flood zones โ€” well below the national average.

5%
In Flood Zone
Good
Soil Drainage
Good
Septic Viability

Source: FEMA National Flood Hazard Layer, USDA Web Soil Survey

๐Ÿ’ฐ What Does It Cost?

Moderate land prices at approximately $16,000 per acre. Union County balances affordability with access to amenities.

$16K
Median $/acre
$295K
Median Home Value
$120โ€“200
Build Cost $/sqft
0.75%
Property Tax Rate

Source: U.S. Census Bureau ACS 2024, Union County Assessor

๐Ÿ”๏ธ Why People Love Living Here

Union County sits in the heart of North Georgia Mountains. Atlanta is 100 min away. Georgia has a state income tax โ€” factor that into your cost-of-living calculations.

๐Ÿ“ˆ

Steady Community

A stable community with steady growth โ€” less speculation, more authentic rural living.

๐Ÿ”จ

Build Freedom

No formal zoning means you can build your barndominium, shop, or homestead without jumping through bureaucratic hoops.

At a Glance

Population24,511
10-Year Growth+4%
County SeatBlairsville
State Income TaxYes
ClimateMixed Humid (Zone 4A)

How Close Is Everything?

Atlanta100 min
ATL110 min
Austinvaries

๐Ÿ’ง Utilities & Infrastructure

Most rural Union County land uses well water and septic systems. Municipal utilities are available near Blairsville. Check with local utility providers for your specific parcel.

Electric ProviderLocal Co-op / TXU
WaterWell or Municipal
SewerSeptic (most rural)
InternetVaries by location
Cell CoverageVariable
Natural GasPropane common in rural areas

๐Ÿฆ Financing & Incentives

Union County qualifies for USDA Rural Development loans โ€” zero-down-payment financing for eligible buyers in most areas.

โœ… USDA Eligible
Zero down payment
FHA / VA
Available county-wide
0.75%
Property tax rate

Check USDA eligibility for your address โ†’

๐Ÿ“ Nearby Counties

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โ“ Frequently Asked Questions

Can I build a barndominium in Union County?
Yes. Union County has no formal zoning ordinance. You'll still need standard building permits, but barndominiums are generally permitted on rural land. Check with the county building department for specific requirements.
How much does land cost in Union County?
Median price is approximately $16,000 per acre, though prices vary by location, road access, and improvements. USDA Rural Development loans may be available for eligible buyers.
Is Union County eligible for USDA Rural Development loans?
Yes โ€” most of Union County qualifies for USDA Rural Development programs, including zero-down-payment home loans for eligible buyers.
What is the property tax rate in Union County?
The effective property tax rate is approximately 0.75%. Check with the county assessor for the most current rates and any available homestead exemptions.
Do I need a licensed contractor to build in Union County?
Most states allow owner-builders to act as their own general contractor for personal residences, though requirements vary by state and county. In Georgia, check local building codes for specific licensing requirements. You'll typically need licensed professionals for electrical, plumbing, and HVAC work.