AcreScore โ€” What's this?
55/ 100

Worcester County, MA

Worcester County offers building opportunities in Central, though some factors need consideration.

๐Ÿ“Š55/100AcreScore
๐Ÿ’ฐ$8KLand $/acre
๐Ÿ $370KHome Value
๐Ÿ‘ฅ862,111Population
๐Ÿ“ˆ+3%Growth (10yr)
๐ŸŒŠ18%Flood RiskModerate
๐ŸŒก๏ธCool humid continentalClimateZone 6a

๐Ÿ—๏ธ Can You Build Here?

Worcester County has local zoning regulations. Check with the county building department for specific rules on your parcel. Barndominiums may require conditional use permits in some zones.

ZoneMin LotBarndo OK?
ResidentialVariesโš ๏ธ Conditional
AgriculturalNoneโœ… Yes
CommercialVariesโŒ No

Worcester County has local zoning. Contact the county building department for specific regulations.

๐Ÿ“‹ What Permits Do You Need?

Most states allow owner-builders to act as their own general contractor for personal residences. Check Massachusetts requirements โ€” licensed subs are typically needed for electrical, plumbing, and HVAC.

Required Permits

  • โ€ข Building permit (residential)
  • โ€ข Septic permit (if no public sewer)
  • โ€ข Electrical permit
  • โ€ข Plumbing permit

Permit Office

Worcester County Building Department Worcester, MA Contact county clerk for current hours and requirements

๐ŸŒŠ What's the Flood & Soil Risk?

Elevated flood risk at 18%. Worcester County has significant FEMA flood zone coverage โ€” careful site selection and flood insurance may be required. Check FEMA maps for your specific parcel.

18%
In Flood Zone
Good
Soil Drainage
Good
Septic Viability

Source: FEMA National Flood Hazard Layer, USDA Web Soil Survey

๐Ÿ’ฐ What Does It Cost?

Affordable land market. At roughly $7,500 per acre, Worcester County offers good value for builders looking for rural acreage.

$8K
Median $/acre
$370K
Median Home Value
$120โ€“200
Build Cost $/sqft
1.3%
Property Tax Rate

Source: U.S. Census Bureau ACS 2024, Worcester County Assessor

๐Ÿ”๏ธ Why People Love Living Here

Worcester County sits in the heart of Central. Worcester is 0 min away. Massachusetts has a state income tax โ€” factor that into your cost-of-living calculations.

๐Ÿ—๏ธ

Affordable Land

Median land at $7,500/acre means you can buy more, build bigger, and still stay under budget.

๐Ÿ 

Established Community

Zoning provides predictability โ€” you know what your neighbors can and can't build. Good for long-term property value.

At a Glance

Population862,111
10-Year Growth+3%
County SeatWorcester
State Income TaxYes
ClimateCool humid continental (Zone 6a)

How Close Is Everything?

Worcester0 min
Worcester (ORH)10 min
Austinvaries

๐Ÿ’ง Utilities & Infrastructure

Most rural Worcester County land uses well water and septic systems. Municipal utilities are available near Worcester. Check with local utility providers for your specific parcel.

Electric ProviderLocal Co-op / TXU
WaterWell or Municipal
SewerSeptic (most rural)
InternetVaries by location
Cell CoverageGood
Natural GasPropane common in rural areas

๐Ÿฆ Financing & Incentives

Worcester County qualifies for USDA Rural Development loans โ€” zero-down-payment financing for eligible buyers in most areas.

โœ… USDA Eligible
Zero down payment
FHA / VA
Available county-wide
1.3%
Property tax rate

Check USDA eligibility for your address โ†’

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โ“ Frequently Asked Questions

Can I build a barndominium in Worcester County?
Check with the Worcester County Building Department for specific zoning rules on your parcel. Some zones allow barndominiums outright, others may require conditional use permits.
How much does land cost in Worcester County?
Median price is approximately $7,500 per acre, though prices vary by location, road access, and improvements. USDA Rural Development loans may be available for eligible buyers.
Is Worcester County eligible for USDA Rural Development loans?
Yes โ€” most of Worcester County qualifies for USDA Rural Development programs, including zero-down-payment home loans for eligible buyers.
What is the property tax rate in Worcester County?
The effective property tax rate is approximately 1.3%. Check with the county assessor for the most current rates and any available homestead exemptions.
Do I need a licensed contractor to build in Worcester County?
Most states allow owner-builders to act as their own general contractor for personal residences, though requirements vary by state and county. In Massachusetts, check local building codes for specific licensing requirements. You'll typically need licensed professionals for electrical, plumbing, and HVAC work.