DeSoto County County offers building opportunities in Central, though some factors need consideration.
📊58/100AcreScore
💰$15KLand $/acre
🏠$265KHome Value
👥184,945Population
📈+0.5%Growth (10yr)
🌊15%Flood RiskModerate
🌡️Four distinct seasons with warm summers and occasional winter ice stormsClimateZone 7b/8a
🏗️ Can You Build Here?
DeSoto County County has local zoning regulations. Check with the county building department for specific rules on your parcel. Barndominiums may require conditional use permits in some zones.
Zone
Min Lot
Barndo OK?
Residential
Varies
⚠️ Conditional
Agricultural
None
✅ Yes
Commercial
Varies
❌ No
DeSoto County County has local zoning. Contact the county building department for specific regulations.
📋 What Permits Do You Need?
Most states allow owner-builders to act as their own general contractor for personal residences. Check Mississippi requirements — licensed subs are typically needed for electrical, plumbing, and HVAC.
Required Permits
• Building permit (residential)
• Septic permit (if no public sewer)
• Electrical permit
• Plumbing permit
Permit Office
DeSoto County County Building Department
Memphis, MS
Contact county clerk for current hours and requirements
🌊 What's the Flood & Soil Risk?
Moderate flood risk. 15% of county land is in FEMA flood zones. Most buildable parcels are outside hazard areas, but always verify your specific site.
15%
In Flood Zone
Good
Soil Drainage
Varies
Septic Viability
Source: FEMA National Flood Hazard Layer, USDA Web Soil Survey
💰 What Does It Cost?
Affordable land market. At roughly $15,000 per acre, DeSoto County County offers good value for builders looking for rural acreage.
$15K
Median $/acre
$265K
Median Home Value
$120–200
Build Cost $/sqft
0.85%
Property Tax Rate
Source: U.S. Census Bureau ACS 2024, DeSoto County County Assessor
🏔️ Why People Love Living Here
DeSoto County County sits in the heart of Central. Memphis is 20 min away. Mississippi has a state income tax — factor that into your cost-of-living calculations.
📈
Steady Community
A stable community with steady growth — less speculation, more authentic rural living.
🏠
Established Community
Zoning provides predictability — you know what your neighbors can and can't build. Good for long-term property value.
At a Glance
Population184,945
10-Year Growth+0.5%
County SeatMemphis
State Income TaxYes
ClimateFour distinct seasons with warm summers and occasional winter ice storms (Zone 7b/8a)
How Close Is Everything?
Memphis20 min
Memphis Intl Airport25 min
Austinvaries
💧 Utilities & Infrastructure
Most rural DeSoto County County land uses well water and septic systems. Municipal utilities are available near Memphis. Check with local utility providers for your specific parcel.
Electric ProviderLocal Co-op / TXU
WaterWell or Municipal
SewerSeptic (most rural)
InternetVaries by location
Cell CoverageGood
Natural GasPropane common in rural areas
🏦 Financing & Incentives
USDA Rural Development loans are generally not available in DeSoto County County due to urban classification. FHA, VA, and conventional financing options are available.
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❓ Frequently Asked Questions
Can I build a barndominium in DeSoto County County?
Check with the DeSoto County County Building Department for specific zoning rules on your parcel. Some zones allow barndominiums outright, others may require conditional use permits.
How much does land cost in DeSoto County County?
Median price is approximately $15,000 per acre, though prices vary by location, road access, and improvements.
Is DeSoto County County eligible for USDA Rural Development loans?
Most of DeSoto County County is not eligible for USDA Rural Development due to its urban/suburban classification. Check the USDA eligibility map for specific addresses.
What is the property tax rate in DeSoto County County?
The effective property tax rate is approximately 0.85%. Check with the county assessor for the most current rates and any available homestead exemptions.
Do I need a licensed contractor to build in DeSoto County County?
Most states allow owner-builders to act as their own general contractor for personal residences, though requirements vary by state and county. In Mississippi, check local building codes for specific licensing requirements. You'll typically need licensed professionals for electrical, plumbing, and HVAC work.