AcreScore โ€” What's this?
72/ 100

Hoke County, NC

A solid choice for building in Sandhills. Minimal restrictions, low flood risk, and very affordable land.

๐Ÿ“Š72/100AcreScore
๐Ÿ’ฐ$10KLand $/acre
๐Ÿ $175KHome Value
๐Ÿ‘ฅ55,234Population
๐Ÿ“ˆ+12%Growth (10yr)
๐ŸŒŠ10%Flood RiskLow
๐ŸŒก๏ธWarm HumidClimateZone 3A

๐Ÿ—๏ธ Can You Build Here?

North Carolina has no state building code โ€” regulations are county-level. Hoke County has no formal zoning ordinance, meaning most rural land can be used for residential construction including barndominiums without special permits beyond standard building codes.

ZoneMin LotBarndo OK?
UnzonedNoneโœ… Yes

Hoke County has no formal zoning ordinance. Standard building permits still required. Contact the county building department for specifics.

๐Ÿ“‹ What Permits Do You Need?

Most states allow owner-builders to act as their own general contractor for personal residences. Check North Carolina requirements โ€” licensed subs are typically needed for electrical, plumbing, and HVAC.

Required Permits

  • โ€ข Building permit (residential)
  • โ€ข Septic permit (if no public sewer)
  • โ€ข Electrical permit
  • โ€ข Plumbing permit

Permit Office

Hoke County Building Department Raeford, NC Contact county clerk for current hours and requirements

๐ŸŒŠ What's the Flood & Soil Risk?

Moderate flood risk. 10% of county land is in FEMA flood zones. Most buildable parcels are outside hazard areas, but always verify your specific site.

10%
In Flood Zone
Good
Soil Drainage
Good
Septic Viability

Source: FEMA National Flood Hazard Layer, USDA Web Soil Survey

๐Ÿ’ฐ What Does It Cost?

Affordable land market. At roughly $10,000 per acre, Hoke County offers good value for builders looking for rural acreage.

$10K
Median $/acre
$175K
Median Home Value
$120โ€“200
Build Cost $/sqft
0.82%
Property Tax Rate

Source: U.S. Census Bureau ACS 2024, Hoke County Assessor

๐Ÿ”๏ธ Why People Love Living Here

Hoke County sits in the heart of Sandhills. Fayetteville is 20 min away. North Carolina has a state income tax โ€” factor that into your cost-of-living calculations.

๐Ÿ—๏ธ

Affordable Land

Median land at $10,000/acre means you can buy more, build bigger, and still stay under budget.

๐Ÿ”จ

Build Freedom

No formal zoning means you can build your barndominium, shop, or homestead without jumping through bureaucratic hoops.

At a Glance

Population55,234
10-Year Growth+12%
County SeatRaeford
State Income TaxYes
ClimateWarm Humid (Zone 3A)

How Close Is Everything?

Fayetteville20 min
RDU80 min
Austinvaries

๐Ÿ’ง Utilities & Infrastructure

Most rural Hoke County land uses well water and septic systems. Municipal utilities are available near Raeford. Check with local utility providers for your specific parcel.

Electric ProviderLocal Co-op / TXU
WaterWell or Municipal
SewerSeptic (most rural)
InternetVaries by location
Cell CoverageGood
Natural GasPropane common in rural areas

๐Ÿฆ Financing & Incentives

Hoke County qualifies for USDA Rural Development loans โ€” zero-down-payment financing for eligible buyers in most areas.

โœ… USDA Eligible
Zero down payment
FHA / VA
Available county-wide
0.82%
Property tax rate

Check USDA eligibility for your address โ†’

๐Ÿ“ Nearby Counties

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โ“ Frequently Asked Questions

Can I build a barndominium in Hoke County?
Yes. Hoke County has no formal zoning ordinance. You'll still need standard building permits, but barndominiums are generally permitted on rural land. Check with the county building department for specific requirements.
How much does land cost in Hoke County?
Median price is approximately $10,000 per acre, though prices vary by location, road access, and improvements. USDA Rural Development loans may be available for eligible buyers.
Is Hoke County eligible for USDA Rural Development loans?
Yes โ€” most of Hoke County qualifies for USDA Rural Development programs, including zero-down-payment home loans for eligible buyers.
What is the property tax rate in Hoke County?
The effective property tax rate is approximately 0.82%. Check with the county assessor for the most current rates and any available homestead exemptions.
Do I need a licensed contractor to build in Hoke County?
Most states allow owner-builders to act as their own general contractor for personal residences, though requirements vary by state and county. In North Carolina, check local building codes for specific licensing requirements. You'll typically need licensed professionals for electrical, plumbing, and HVAC work.