AcreScore โ€” What's this?
55/ 100

Richland County, ND

Richland County offers building opportunities in Southeast, though flood risk requires careful site selection.

๐Ÿ“Š55/100AcreScore
๐Ÿ’ฐ$5KLand $/acre
๐Ÿ $165KHome Value
๐Ÿ‘ฅ16,177Population
๐Ÿ“ˆ+-2%Growth (10yr)
๐ŸŒŠ35%Flood RiskModerate
๐ŸŒก๏ธRed River valley, Wahpeton areaClimateZone 4a

๐Ÿ—๏ธ Can You Build Here?

Richland County has local zoning regulations. Check with the county building department for specific rules on your parcel. Barndominiums may require conditional use permits in some zones.

ZoneMin LotBarndo OK?
ResidentialVariesโš ๏ธ Conditional
AgriculturalNoneโœ… Yes
CommercialVariesโŒ No

Richland County has local zoning. Contact the county building department for specific regulations.

๐Ÿ“‹ What Permits Do You Need?

Most states allow owner-builders to act as their own general contractor for personal residences. Check North Dakota requirements โ€” licensed subs are typically needed for electrical, plumbing, and HVAC.

Required Permits

  • โ€ข Building permit (residential)
  • โ€ข Septic permit (if no public sewer)
  • โ€ข Electrical permit
  • โ€ข Plumbing permit

Permit Office

Richland County Building Department Wahpeton, ND Contact county clerk for current hours and requirements

๐ŸŒŠ What's the Flood & Soil Risk?

Elevated flood risk at 35%. Richland County has significant FEMA flood zone coverage โ€” careful site selection and flood insurance may be required. Check FEMA maps for your specific parcel.

35%
In Flood Zone
Good
Soil Drainage
Good
Septic Viability

Source: FEMA National Flood Hazard Layer, USDA Web Soil Survey

๐Ÿ’ฐ What Does It Cost?

Extremely affordable. Median land prices around $5,000 per acre make Richland County one of the most budget-friendly options in North Dakota.

$5K
Median $/acre
$165K
Median Home Value
$120โ€“200
Build Cost $/sqft
1.1%
Property Tax Rate

Source: U.S. Census Bureau ACS 2024, Richland County Assessor

๐Ÿ”๏ธ Why People Love Living Here

Richland County sits in the heart of Southeast. Fargo is 50 min away. North Dakota has a state income tax โ€” factor that into your cost-of-living calculations.

๐Ÿ—๏ธ

Affordable Land

Median land at $5,000/acre means you can buy more, build bigger, and still stay under budget.

๐Ÿ 

Established Community

Zoning provides predictability โ€” you know what your neighbors can and can't build. Good for long-term property value.

At a Glance

Population16,177
10-Year Growth-2%
County SeatWahpeton
State Income TaxYes
ClimateRed River valley, Wahpeton area (Zone 4a)

How Close Is Everything?

Fargo50 min
Hector International55 min
Austinvaries

๐Ÿ’ง Utilities & Infrastructure

Most rural Richland County land uses well water and septic systems. Municipal utilities are available near Wahpeton. Check with local utility providers for your specific parcel.

Electric ProviderLocal Co-op / TXU
WaterWell or Municipal
SewerSeptic (most rural)
InternetVaries by location
Cell CoverageVariable
Natural GasPropane common in rural areas

๐Ÿฆ Financing & Incentives

Richland County qualifies for USDA Rural Development loans โ€” zero-down-payment financing for eligible buyers in most areas.

โœ… USDA Eligible
Zero down payment
FHA / VA
Available county-wide
1.1%
Property tax rate

Check USDA eligibility for your address โ†’

๐Ÿ“ Nearby Counties

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โ“ Frequently Asked Questions

Can I build a barndominium in Richland County?
Check with the Richland County Building Department for specific zoning rules on your parcel. Some zones allow barndominiums outright, others may require conditional use permits.
How much does land cost in Richland County?
Median price is approximately $5,000 per acre, though prices vary by location, road access, and improvements. USDA Rural Development loans may be available for eligible buyers.
Is Richland County eligible for USDA Rural Development loans?
Yes โ€” most of Richland County qualifies for USDA Rural Development programs, including zero-down-payment home loans for eligible buyers.
What is the property tax rate in Richland County?
The effective property tax rate is approximately 1.1%. Check with the county assessor for the most current rates and any available homestead exemptions.
Do I need a licensed contractor to build in Richland County?
Most states allow owner-builders to act as their own general contractor for personal residences, though requirements vary by state and county. In North Dakota, check local building codes for specific licensing requirements. You'll typically need licensed professionals for electrical, plumbing, and HVAC work.