AcreScore β€” What's this?
72/ 100

Carroll County, TN

West Tennessee's rural heartland. Rock-bottom land prices, warm climate, and wide-open spaces for builders who want freedom and value.

πŸ“Š72/100AcreScore
πŸ’°$6KLand $/acre
🏠$140KHome Value
πŸ‘₯28,230Population
πŸ“ˆ+-0.8%Growth (10yr)
🌊8%Flood RiskLow
🌑️Warm HumidClimateZone 3A

πŸ—οΈ Can You Build Here?

Yes β€” Carroll County is very barndo-friendly. Minimal zoning in rural areas means you can build with few restrictions on agricultural parcels.

ZoneMin LotBarndo OK?
AgriculturalNone (rural)βœ… Yes
Residential1 acreβœ… Yes
Municipal ZonesVaries⚠️ Conditional

Source: Carroll County Planning Office

πŸ“‹ What Permits Do You Need?

Tennessee allows owner-builders to act as their own general contractor for personal residences. Licensed subs needed for electrical, plumbing, and HVAC.

Required Permits

  • β€’ Building permit
  • β€’ Septic permit
  • β€’ Electrical permit
  • β€’ Plumbing permit

Permit Office

Carroll County Building Dept 625 High St, Huntingdon, TN 38344 (731) 986-1960 Mon–Fri 8:00 AM – 4:00 PM

🌊 What's the Flood & Soil Risk?

Low to moderate flood risk. About 8% of land is in FEMA flood zones along creek bottoms. Upland farm parcels are generally clean.

8%
In Flood Zone
Good
Soil Drainage
Good
Septic Viability

Source: FEMA National Flood Hazard Layer, USDA Web Soil Survey

πŸ’° What Does It Cost?

Carroll County is a land bargain at $5,500/acre β€” among the cheapest in Tennessee. Ideal for budget builders who want space without metro proximity.

$6K
Median $/acre
$140K
Median Home Value
$120–170
Build Cost $/sqft
0.55%
Property Tax Rate

Source: U.S. Census Bureau ACS 2024, Carroll County Assessor

πŸ”οΈ Why People Love Living Here

Carroll County is quintessential West Tennessee β€” flat to rolling farmland, small towns, and a slower pace of life. Huntingdon anchors a proud rural community.

🌾

Farm Country

Productive agricultural land with rich soil. Ideal for hobby farms, homesteading, or cash crops.

πŸ’΅

Bottom-Dollar Land

At $5,500/acre, Carroll County offers some of the cheapest land in Tennessee.

🌀️

Warm Climate

Zone 3A means longer growing seasons and mild winters. Great for year-round outdoor projects.

At a Glance

Population28,230
10-Year Growth-0.8%
County SeatHuntingdon
State Income TaxNone
ClimateWarm humid (Zone 3A)

How Close Is Everything?

Jackson30 min
Nashville2 hr
Memphis2 hr
Kentucky Lake35 min
Paris, TN30 min

πŸ’§ Utilities & Infrastructure

Huntingdon and McKenzie have municipal services. Rural areas are wells and septic. Co-op electric is reliable throughout.

Electric ProviderCarroll County Electric / TVA
WaterMunicipal or Well
SewerMunicipal or Septic
InternetAT&T / Local providers (limited)
Cell CoverageGood in towns, fair rural
Natural GasLimited

🏦 Financing & Incentives

Nearly all of Carroll County qualifies for USDA Rural Development loans β€” zero down payment for eligible buyers.

βœ… USDA Eligible
Countywide
FHA / VA
Available county-wide
0.55%
Property tax rate

Check USDA eligibility for your address β†’

πŸ“ Nearby Counties

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See if you qualify β†’

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❓ Frequently Asked Questions

Can I build a barndominium in Carroll County?
Yes β€” rural areas have minimal zoning. Barndominiums are welcome on agricultural land with standard permitting.
Is Carroll County eligible for USDA loans?
Yes β€” virtually the entire county qualifies for USDA Rural Development zero-down-payment loans.
What's the job market like?
Limited local employment. Many residents commute to Jackson (30 min) or work remotely. Cost of living is very low.
How's the climate?
Zone 3A β€” warm and humid with mild winters. Summers are hot. Longer growing season than East Tennessee.