AcreScore β€” What's this?
66/ 100

Cheatham County, TN

Nashville's rural edge. Harpeth River beauty, country living, and commuter access β€” Cheatham County offers breathing room near Music City.

πŸ“Š66/100AcreScore
πŸ’°$20KLand $/acre
🏠$320KHome Value
πŸ‘₯41,285Population
πŸ“ˆ+6.8%Growth (10yr)
🌊12%Flood RiskLow
🌑️Mild Four-SeasonClimateZone 4A

πŸ—οΈ Can You Build Here?

Conditional β€” Cheatham County has moderate zoning. Barndominiums are possible in agricultural zones but may face design standards near suburban areas.

ZoneMin LotBarndo OK?
AG (Agricultural)2 acres⚠️ Conditional
RS (Residential Suburban)1 acre⚠️ Conditional
RR (Rural Residential)3 acresβœ… Yes

Source: Cheatham County Zoning Resolution

πŸ“‹ What Permits Do You Need?

Tennessee allows owner-builders to act as their own general contractor for personal residences. Licensed subs needed for electrical, plumbing, and HVAC.

Required Permits

  • β€’ Building permit
  • β€’ Septic permit
  • β€’ Electrical permit
  • β€’ Plumbing permit
  • β€’ Stormwater permit
  • β€’ Driveway permit

Permit Office

Cheatham County Building Dept 100 Public Square, Ashland City, TN 37015 (615) 792-5179 Mon–Fri 8:00 AM – 4:00 PM

🌊 What's the Flood & Soil Risk?

Moderate flood risk. About 12% of land is in FEMA flood zones, especially along the Cumberland and Harpeth Rivers. Careful parcel selection is essential.

12%
In Flood Zone
Good
Soil Drainage
Good
Septic Viability

Source: FEMA National Flood Hazard Layer, USDA Web Soil Survey

πŸ’° What Does It Cost?

Cheatham County is Nashville-adjacent, so prices reflect it β€” $20K/acre median. Still 40% cheaper than Davidson or Williamson County, with more space.

$20K
Median $/acre
$320K
Median Home Value
$150–225
Build Cost $/sqft
0.72%
Property Tax Rate

Source: U.S. Census Bureau ACS 2024, Cheatham County Assessor

πŸ”οΈ Why People Love Living Here

Cheatham County is where Nashville commuters find country peace. The Harpeth River winds through wooded hills, and Ashland City offers small-town charm 30 minutes from downtown.

🌊

Harpeth River

One of Tennessee's most scenic rivers runs through the county. Paddling, fishing, and riverside living.

πŸ™οΈ

Nashville Access

30 minutes to downtown Nashville. Country living with city paychecks.

🦌

Wildlife & Nature

Cheatham Wildlife Management Area and river bluffs offer hunting, hiking, and birding.

At a Glance

Population41,285
10-Year Growth+6.8%
County SeatAshland City
State Income TaxNone
ClimateMild four-season (Zone 4A)

How Close Is Everything?

Nashville30 min
Clarksville30 min
Nashville Airport45 min
Harpeth RiverIn county
Franklin40 min

πŸ’§ Utilities & Infrastructure

Ashland City and Pleasant View have municipal water. Outer areas use wells and septic. Good electric and broadband along Hwy 12 corridor.

Electric ProviderCumberland Electric / TVA
WaterMunicipal or Well
SewerMunicipal or Septic
InternetAT&T / Comcast (along corridors)
Cell CoverageGood near Hwy 12, fair elsewhere
Natural GasLimited

🏦 Financing & Incentives

Parts of Cheatham County outside Ashland City and Pleasant View qualify for USDA Rural Development loans.

βœ… USDA Eligible
Partial β€” outside towns
FHA / VA
Available county-wide
0.72%
Property tax rate

Check USDA eligibility for your address β†’

πŸ“ Nearby Counties

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❓ Frequently Asked Questions

Can I build a barndominium in Cheatham County?
Conditionally β€” Rural Residential (RR) zones allow barndominiums. Agricultural zones may require conditional approval depending on design.
Is Cheatham County eligible for USDA loans?
Partially β€” rural areas outside Ashland City and Pleasant View may qualify for USDA Rural Development loans. Check the eligibility map.
How far is Cheatham County from Nashville?
About 30 minutes northwest. Ashland City to downtown Nashville is roughly 25 miles via Hwy 12.
What about flooding?
The Cumberland and Harpeth Rivers create flood risk in low-lying areas. Always check FEMA maps before purchasing. Elevated parcels away from rivers are safe.