AcreScore β€” What's this?
66/ 100

Cocke County, TN

Gateway to the Smokies. French Broad River beauty, affordable mountain land, and Great Smoky Mountains access at a fraction of Sevier County prices.

πŸ“Š66/100AcreScore
πŸ’°$8KLand $/acre
🏠$190KHome Value
πŸ‘₯36,274Population
πŸ“ˆ+1.5%Growth (10yr)
🌊13%Flood RiskLow
🌑️Mild Four-SeasonClimateZone 4A

πŸ—οΈ Can You Build Here?

Yes β€” Cocke County allows barndominiums in agricultural and rural zones. Less restrictive and far cheaper than neighboring Sevier County.

ZoneMin LotBarndo OK?
A (Agricultural)1 acreβœ… Yes
R-1 (Rural Residential)1 acre⚠️ Conditional
Floodplain OverlayVaries❌ No

Source: Cocke County Zoning Office

πŸ“‹ What Permits Do You Need?

Tennessee allows owner-builders to act as their own general contractor for personal residences. Licensed subs needed for electrical, plumbing, and HVAC.

Required Permits

  • β€’ Building permit
  • β€’ Septic permit
  • β€’ Electrical permit
  • β€’ Plumbing permit
  • β€’ Floodplain development permit (if applicable)

Permit Office

Cocke County Building Dept 360 E Main St, Newport, TN 37821 (423) 623-6176 Mon–Fri 8:00 AM – 4:30 PM

🌊 What's the Flood & Soil Risk?

Higher flood risk. About 13% of land is in FEMA flood zones, mostly along the French Broad and Pigeon Rivers. Hillside parcels above the floodplain are recommended.

13%
In Flood Zone
Good
Soil Drainage
Good
Septic Viability

Source: FEMA National Flood Hazard Layer, USDA Web Soil Survey

πŸ’° What Does It Cost?

Cocke County offers Smoky Mountain proximity at bargain prices β€” $8,000/acre versus $30,000+ in Sevier County. Newport provides essential services.

$8K
Median $/acre
$190K
Median Home Value
$130–195
Build Cost $/sqft
0.5%
Property Tax Rate

Source: U.S. Census Bureau ACS 2024, Cocke County Assessor

πŸ”οΈ Why People Love Living Here

Cocke County is the Smokies' quiet side. While Gatlinburg and Pigeon Forge draw millions, Cocke County offers the same mountain beauty without the crowds or price tags.

πŸ”οΈ

Smoky Mountain Access

Great Smoky Mountains National Park's eastern entrance is in Cocke County. Fewer crowds, same beauty.

🌊

French Broad River

One of the world's oldest rivers flows through the county, offering fishing, tubing, and scenic beauty.

πŸ’°

Smoky Mountain Value

Land at $8K/acre β€” a fraction of Sevier or Blount County prices with similar mountain access.

At a Glance

Population36,274
10-Year Growth+1.5%
County SeatNewport
State Income TaxNone
ClimateMild four-season (Zone 4A)

How Close Is Everything?

Great Smokies20 min
Knoxville1 hr
Gatlinburg40 min
Asheville, NC1.25 hr
Pigeon Forge35 min

πŸ’§ Utilities & Infrastructure

Newport has municipal services. Mountain and rural areas rely on wells and septic. Electric coverage is good but broadband is limited.

Electric ProviderNewport Utilities / TVA
WaterMunicipal or Well
SewerMunicipal or Septic
InternetAT&T / Spectrum (limited)
Cell CoverageGood in valley, poor in mountains
Natural GasNewport area only

🏦 Financing & Incentives

Most of Cocke County outside Newport qualifies for USDA Rural Development loans β€” zero down payment for eligible buyers.

βœ… USDA Eligible
Outside Newport city limits
FHA / VA
Available county-wide
0.5%
Property tax rate

Check USDA eligibility for your address β†’

πŸ“ Nearby Counties

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See if you qualify β†’

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❓ Frequently Asked Questions

Can I build a barndominium in Cocke County?
Yes β€” Agricultural zones allow barndominiums. The county is more flexible and far cheaper than neighboring Sevier County.
Is Cocke County eligible for USDA loans?
Yes β€” most areas outside Newport qualify for USDA Rural Development zero-down-payment loans.
How close are the Smoky Mountains?
The eastern entrance to Great Smoky Mountains National Park is about 20 minutes from Newport via the Cosby section.
What about flooding?
The French Broad and Pigeon Rivers create significant flood risk in low-lying areas. Always check FEMA maps. Hillside and ridge parcels are typically safe.