AcreScore β€” What's this?
70/ 100

Dyer County, TN

Northwest Tennessee's hub with affordable farmland and Mississippi River access

πŸ“Š70/100AcreScore
πŸ’°$5KLand $/acre
🏠$135KHome Value
πŸ‘₯37,000Population
πŸ“ˆ+-2.8%Growth (10yr)
🌊20%Flood RiskModerate
🌑️Warm HumidClimateZone 3A

πŸ—οΈ Can You Build Here?

Dyer County is the commercial center of northwest Tennessee, anchored by Dyersburg. Flat Delta-influenced farmland offers easy building sites, though the low-lying terrain requires attention to drainage and flood zones.

ZoneMin LotBarndo OK?
Agricultural1 acreβœ… Yes
Rural Residential0.75 acreβœ… Yes
Residential (Dyersburg)0.33 acre⚠️ Conditional

Rural Dyer County outside Dyersburg has limited zoning restrictions, making barndominium construction generally straightforward.

πŸ“‹ What Permits Do You Need?

Tennessee allows owner-builders to act as their own general contractor for personal residences. Licensed subs needed for electrical, plumbing, and HVAC.

Required Permits

  • β€’ Building permit application
  • β€’ Site plan / survey
  • β€’ Septic permit (TN Dept of Environment)
  • β€’ Electrical permit
  • β€’ Floodplain development permit (if applicable)

Permit Office

Dyer County Building Department P.O. Box 1360, Dyersburg, TN 38025 Phone: (731) 286-7600 Hours: Mon–Fri 8:00 AM – 4:30 PM

🌊 What's the Flood & Soil Risk?

Dyer County has significant flood risk from the Forked Deer River and Mississippi River influence. About 20% of parcels are in flood zones. Careful site selection on higher ground is essential for any barndominium build.

20%
In Flood Zone
Good
Soil Drainage
Good
Septic Viability

Source: FEMA National Flood Hazard Layer, USDA Web Soil Survey

πŸ’° What Does It Cost?

Construction costs in Dyer County are below state average, with Dyersburg providing adequate contractor and supply access for the region.

$5K
Median $/acre
$135K
Median Home Value
$95–155
Build Cost $/sqft
0.72%
Property Tax Rate

Source: U.S. Census Bureau ACS 2024, Dyer County Assessor

πŸ”οΈ Why People Love Living Here

Dyer County offers a genuine Northwest Tennessee experience β€” agricultural roots, affordable living, and Dyersburg's role as the regional shopping and services hub. The Forked Deer River and nearby Reelfoot Lake provide outdoor recreation.

🌾

Agricultural Heritage

Rich bottomland farms define the landscape, growing cotton, soybeans, and corn across the county.

πŸͺ

Regional Hub

Dyersburg serves as the shopping and healthcare center for several surrounding counties.

🐟

Reelfoot Lake Nearby

Famous Reelfoot Lake, with its cypress trees and eagle watching, is just 30 minutes north.

At a Glance

Population~37,000
10-Year Growth-2.8%
County SeatDyersburg
State Income TaxNone
ClimateZone 3A – Warm Humid

How Close Is Everything?

Jackson, TN55 min
Memphis, TN1.4 hr
Union City, TN25 min
Nashville, TN2.5 hr
Paducah, KY1.3 hr

πŸ’§ Utilities & Infrastructure

Dyersburg provides solid utility services as the regional center, with rural electric co-ops serving the surrounding county.

ElectricDyersburg Electric System
Electric (Rural)Southwest Tennessee EMC
Gas/WaterDyersburg Gas & Water
Internet/FiberAeneas Communications
Cable/InternetCharter Spectrum
Sewer (Rural)Private Septic

🏦 Financing & Incentives

USDA loans are available in rural Dyer County outside Dyersburg, providing zero-down financing for barndominium projects.

βœ… USDA Eligible
Areas outside Dyersburg city limits qualify for USDA Rural Development loans.
FHA / VA
Available county-wide
0.72%
Property tax rate

Check USDA eligibility for your address β†’

πŸ“ Nearby Counties

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❓ Frequently Asked Questions

Is flood risk a concern in Dyer County?
Yes, about 20% of parcels are in flood zones. Building on higher ground away from the Forked Deer River bottomlands is strongly recommended.
Can I build a barndominium outside Dyersburg?
Yes. Rural areas have minimal zoning restrictions and metal buildings are common in the agricultural landscape.
How far is Memphis from Dyer County?
About 80 miles or 85 minutes south on US-51 and I-155.
What's the job market like?
Dyersburg has manufacturing, healthcare, and retail employment. Many residents also commute to Jackson or Memphis.