AcreScore β€” What's this?
69/ 100

Hawkins County, TN

Cherokee Lake and Historic Rogersville in Northeast Tennessee

πŸ“Š69/100AcreScore
πŸ’°$9KLand $/acre
🏠$175KHome Value
πŸ‘₯57,055Population
πŸ“ˆ+1.5%Growth (10yr)
🌊8%Flood RiskLow
🌑️Mixed HumidClimateZone 4A

πŸ—οΈ Can You Build Here?

Hawkins County combines Cherokee Lake recreation with historic small-town charm in one of northeast Tennessee's most appealing settings. Land prices remain reasonable, and the county's mix of lakefront and mountain parcels gives barndominium builders excellent variety.

ZoneMin LotBarndo OK?
A-1 Agricultural1 acreβœ… Yes
R-1 Residential15,000 sq ft⚠️ Conditional
Rural UnzonedNo minimum⚠️ Conditional

Hawkins County enforces zoning in incorporated areas. Rural parts of the county have lighter regulations, making them more friendly to barndominium construction.

πŸ“‹ What Permits Do You Need?

Tennessee allows owner-builders to act as their own general contractor for personal residences. Licensed subs needed for electrical, plumbing, and HVAC.

Required Permits

  • β€’ Building permit application
  • β€’ Septic permit (Health Department)
  • β€’ Electrical and plumbing permits
  • β€’ Site plan with setbacks
  • β€’ TVA approval for lakefront construction

Permit Office

Hawkins County Building Inspection 150 E Main St Rogersville, TN 37857 (423) 272-7359

🌊 What's the Flood & Soil Risk?

Cherokee Lake and the Holston River create flood zones affecting about 8% of county parcels. Lakefront properties should always be evaluated for flood zone status and TVA shoreline regulations.

8%
In Flood Zone
Good
Soil Drainage
Good
Septic Viability

Source: FEMA National Flood Hazard Layer, USDA Web Soil Survey

πŸ’° What Does It Cost?

Building costs in Hawkins County are moderate for East Tennessee. Land near Cherokee Lake commands higher prices, but inland parcels offer good value for barndominium builders watching their budget.

$9K
Median $/acre
$175K
Median Home Value
$120–200
Build Cost $/sqft
0.58%
Property Tax Rate

Source: U.S. Census Bureau ACS 2024, Hawkins County Assessor

πŸ”οΈ Why People Love Living Here

Hawkins County offers a rich blend of lakefront living, Appalachian heritage, and small-town community. Rogersville is Tennessee's second-oldest town, and Cherokee Lake provides year-round water recreation.

🎣

Cherokee Lake

Over 28,000 acres of water for fishing, boating, and swimming with hundreds of miles of shoreline.

πŸ›οΈ

Historic Rogersville

Tennessee's second-oldest town, home to the state's oldest courthouse, newspaper, and postal route.

πŸ”οΈ

Clinch Mountain

Scenic Clinch Mountain forms the county's northwestern border with hiking trails and stunning overlooks.

At a Glance

Population~57,100
10-Year Growth+1.5%
County SeatRogersville
State Income TaxNone
Climate4A – Mixed Humid

How Close Is Everything?

Kingsport20 mi
Johnson City40 mi
Knoxville75 mi
Bristol, VA35 mi
Morristown25 mi

πŸ’§ Utilities & Infrastructure

Hawkins County has solid utility coverage, with Appalachian Power and Holston Electric Cooperative serving most areas. Cherokee Lake properties may have utility access considerations depending on distance from main lines.

ElectricHolston Electric Cooperative / AEP
WaterRogersville Water / Church Hill Utility
InternetCharter Spectrum, AT&T, Holston Connect
SewerMunicipal in towns; septic in rural areas
GasAtmos Energy (limited service area)
TrashCounty convenience centers; private haulers

🏦 Financing & Incentives

Most of Hawkins County qualifies for USDA Rural Development loans, providing zero-down financing for eligible barndominium builds. Areas around Church Hill and Mount Carmel may have some restrictions.

βœ… USDA Eligible
Rural areas of Hawkins County qualify for USDA Rural Development loans. Verify specific addresses near Church Hill and Mount Carmel on the USDA eligibility map.
FHA / VA
Available county-wide
0.58%
Property tax rate

Check USDA eligibility for your address β†’

πŸ“ Nearby Counties

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❓ Frequently Asked Questions

Can I build a barndominium on Cherokee Lake?
Yes, but lakefront properties are subject to TVA shoreline regulations including setbacks and dock permits. Work with the county building department and TVA early in your planning process.
What's Rogersville like?
Rogersville is a charming historic town with a walkable downtown, local restaurants, and essential services. It's Tennessee's second-oldest town with deep roots in Appalachian heritage.
Is Hawkins County eligible for USDA loans?
Yes, most rural areas qualify for USDA Rural Development loans. Some areas near Church Hill and Mount Carmel may be excludedβ€”check the USDA eligibility map.
How far is Kingsport?
Kingsport is only about 20 miles north of Rogersville, providing access to major retailers, healthcare, and the Tri-Cities regional economy.