AcreScore โ€” What's this?
74/ 100

Hickman County, TN

Middle Tennessee's Hidden Gem โ€” Rural Charm Within Nashville's Orbit

๐Ÿ“Š74/100AcreScore
๐Ÿ’ฐ$7KLand $/acre
๐Ÿ $195KHome Value
๐Ÿ‘ฅ25,280Population
๐Ÿ“ˆ+4.5%Growth (10yr)
๐ŸŒŠ8%Flood RiskLow
๐ŸŒก๏ธMixed HumidClimateZone 4A

๐Ÿ—๏ธ Can You Build Here?

Hickman County is rapidly gaining popularity among Nashville commuters and remote workers seeking affordable rural acreage within striking distance of the city. Rolling hills, low taxes, and minimal zoning create an ideal environment for barndominium construction.

ZoneMin LotBarndo OK?
Agricultural1 acreโœ… Yes
Centerville Town LimitsVariesโš ๏ธ Conditional
Rural UnzonedNo minimumโœ… Yes

Hickman County has minimal zoning regulations. Most rural areas are unzoned, making barndominium construction straightforward with just a building permit.

๐Ÿ“‹ What Permits Do You Need?

Tennessee allows owner-builders to act as their own general contractor for personal residences. Licensed subs needed for electrical, plumbing, and HVAC.

Required Permits

  • โ€ข Building permit application
  • โ€ข Septic permit from Health Department
  • โ€ข Electrical permit
  • โ€ข Site plan showing setbacks

Permit Office

Hickman County Building Department 104 College Ave Centerville, TN 37033 (931) 729-2322

๐ŸŒŠ What's the Flood & Soil Risk?

The Duck River and Piney River create moderate flood zones through the county. About 8% of parcels have FEMA flood designations, primarily in river bottomlands and creek corridors.

8%
In Flood Zone
Good
Soil Drainage
Good
Septic Viability

Source: FEMA National Flood Hazard Layer, USDA Web Soil Survey

๐Ÿ’ฐ What Does It Cost?

Hickman County sits in a sweet spotโ€”still affordable compared to the Nashville exurbs but with rising values that make a build here a smart investment. Low property tax rates add to the financial appeal.

$7K
Median $/acre
$195K
Median Home Value
$115โ€“200
Build Cost $/sqft
0.52%
Property Tax Rate

Source: U.S. Census Bureau ACS 2024, Hickman County Assessor

๐Ÿ”๏ธ Why People Love Living Here

Hickman County offers quintessential Middle Tennessee country living. Centerville's small-town square, the scenic Duck River, and thousands of acres of state forest create a lifestyle that balances solitude with accessibility.

๐Ÿ›ถ

Duck River

One of the most biodiverse rivers in North America, perfect for canoeing, kayaking, and fishing.

๐ŸŒ„

Rolling Hills

Beautiful Middle Tennessee terrain with ridgetop building sites offering panoramic pastoral views.

๐Ÿ˜๏ธ

Nashville Accessible

About 60 miles to downtown Nashvilleโ€”close enough for occasional commutes or day trips.

At a Glance

Population~25,300
10-Year Growth+4.5%
County SeatCenterville
State Income TaxNone
Climate4A โ€“ Mixed Humid

How Close Is Everything?

Nashville60 mi
Columbia30 mi
Franklin45 mi
Dickson30 mi
Linden35 mi

๐Ÿ’ง Utilities & Infrastructure

Hickman County has adequate utility coverage for rural living, with Meriwether Lewis Electric Cooperative serving most of the county. Internet access is improving but can be limited in the most remote hollows.

ElectricMeriwether Lewis Electric Cooperative
WaterCenterville Water / Hickman County Utility District
InternetAT&T, local wireless ISPs, Starlink
SewerMunicipal in Centerville; septic elsewhere
GasPropane only (no natural gas)
TrashCounty convenience centers; private haulers

๐Ÿฆ Financing & Incentives

Hickman County is fully USDA eligible, and zero-down barndominium financing is available throughout. Rising property values mean your build should appreciate well over time.

โœ… USDA Eligible
All of Hickman County qualifies for USDA Rural Development loans with zero down payment for eligible borrowers.
FHA / VA
Available county-wide
0.52%
Property tax rate

Check USDA eligibility for your address โ†’

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โ“ Frequently Asked Questions

Can I build a barndominium in Hickman County?
Yes. Hickman County is one of the most barndominium-friendly counties in Middle Tennessee, with minimal zoning and affordable land throughout.
Can I commute to Nashville from Hickman County?
It's feasible but longโ€”about 60 miles to downtown Nashville, typically 75-90 minutes depending on traffic. Many residents commute to Columbia or Dickson instead.
Is Hickman County eligible for USDA loans?
Yes, the entire county qualifies for USDA Rural Development financing with zero down payment for eligible borrowers.
What's the Duck River like?
The Duck River is considered one of the most biodiverse rivers in North America, with excellent smallmouth bass fishing, canoeing, and kayaking. It's a major natural amenity for Hickman County residents.
Are property values rising?
Yes. Hickman County has seen 4.5% population growth over the past decade as Nashville-area residents discover its affordability. Property values are trending upward but remain well below the Nashville metro.