AcreScore β€” What's this?
65/ 100

Johnson County, TN

Tennessee's Highest County β€” Appalachian Mountain Living at Its Purest

πŸ“Š65/100AcreScore
πŸ’°$6KLand $/acre
🏠$155KHome Value
πŸ‘₯17,950Population
πŸ“ˆ+-1.8%Growth (10yr)
🌊7%Flood RiskLow
🌑️Mixed HumidClimateZone 4A

πŸ—οΈ Can You Build Here?

Johnson County sits at the highest average elevation of any Tennessee county, surrounded by the Cherokee National Forest and the Appalachian Trail. Mountain City is one of the coolest (temperature-wise) places in the state, and the rugged terrain offers unmatched mountain building sites for those willing to work with the topography.

ZoneMin LotBarndo OK?
Agricultural1 acreβœ… Yes
Residential15,000 sq ft⚠️ Conditional
Rural UnzonedNo minimumβœ… Yes

Johnson County has limited zoning. Mountain terrain is the main building considerationβ€”steep slopes, rock, and access road maintenance are more significant factors than zoning regulations.

πŸ“‹ What Permits Do You Need?

Tennessee allows owner-builders to act as their own general contractor for personal residences. Licensed subs needed for electrical, plumbing, and HVAC.

Required Permits

  • β€’ Building permit application
  • β€’ Septic permit (county Health Department)
  • β€’ Electrical permit
  • β€’ Driveway/road access permit (steep terrain)

Permit Office

Johnson County Building Department 222 W Main St Mountain City, TN 37683 (423) 727-9696

🌊 What's the Flood & Soil Risk?

Johnson County's steep terrain naturally limits widespread flooding, though creek valleys and the Watauga River corridor have localized flood zones. About 7% of parcels carry FEMA flood designations.

7%
In Flood Zone
Good
Soil Drainage
Good
Septic Viability

Source: FEMA National Flood Hazard Layer, USDA Web Soil Survey

πŸ’° What Does It Cost?

Building costs in Johnson County are moderate but can increase due to steep terrain requiring extra site work. Land is affordable, though buildable flat areas command a premium. Mountain access roads may need improvement.

$6K
Median $/acre
$155K
Median Home Value
$120–205
Build Cost $/sqft
0.5%
Property Tax Rate

Source: U.S. Census Bureau ACS 2024, Johnson County Assessor

πŸ”οΈ Why People Love Living Here

Johnson County is Appalachian Tennessee at its most authentic. The Appalachian Trail crosses through the county, Watauga Lake is nearby, and the cool mountain climate makes summer living a genuine pleasure.

πŸ₯Ύ

Appalachian Trail

The AT passes through Johnson County, with access to some of Tennessee's most scenic mountain hiking.

🌑️

Cool Mountain Climate

Tennessee's highest county offers noticeably cooler summersβ€”a natural escape from Southern heat.

🌲

Cherokee National Forest

Surrounded by hundreds of thousands of acres of national forest for hiking, hunting, and exploration.

At a Glance

Population~18,000
10-Year Growth-1.8%
County SeatMountain City
State Income TaxNone
Climate4A – Mixed Humid

How Close Is Everything?

Johnson City35 mi
Boone, NC20 mi
Bristol, VA45 mi
Knoxville110 mi
Abingdon, VA40 mi

πŸ’§ Utilities & Infrastructure

Johnson County has adequate utility infrastructure for a mountain county. Mountain Electric Cooperative provides reliable power, but internet access can be limited in remote mountain areas.

ElectricMountain Electric Cooperative
WaterMountain City Water / Johnson County Utility
InternetSkyBest (local fiber expanding), Starlink
SewerMunicipal in Mountain City; septic elsewhere
GasPropane only
TrashCounty convenience centers; limited curbside

🏦 Financing & Incentives

Johnson County is fully USDA eligible, offering zero-down barndominium financing throughout. The local SkyBest fiber network is expanding, which helps support remote work for USDA borrowers.

βœ… USDA Eligible
All of Johnson County qualifies for USDA Rural Development loans with zero down payment for eligible borrowers.
FHA / VA
Available county-wide
0.5%
Property tax rate

Check USDA eligibility for your address β†’

πŸ“ Nearby Counties

πŸ”„ People Also Compare

Making products from home?

A new tax law lets you deduct 100% of a production workshop β€” not just equipment, the building itself.

See if you qualify β†’

Get Johnson County Land Alerts

New listings, zoning changes, and builder availability β€” delivered to your inbox.

No spam. Unsubscribe anytime. We never sell your data.

❓ Frequently Asked Questions

Can I build a barndominium in Johnson County?
Yes, but mountain terrain requires extra planning. Steep slopes may need cut-and-fill site work, and access roads can be challenging in winter. Budget extra for site preparation.
How cold does it get in Johnson County?
As Tennessee's highest county, winters are colder than most of the state. Expect regular snow, temperatures below freezing from November through March, and occasional ice storms. Proper insulation is essential.
Is there internet service available?
SkyBest Communications is expanding fiber internet in the area. Starlink is also a reliable option for remote mountain properties where wired service doesn't reach.
Is Johnson County eligible for USDA loans?
Yes, the entire county qualifies for USDA Rural Development financing with zero down payment for eligible borrowers.
What about the Appalachian Trail?
The AT passes through Johnson County with several access points. It's a major draw for hiking enthusiasts and adds recreational value to properties near the trail corridor.