AcreScore β€” What's this?
65/ 100

Knox County, TN

Knoxville's home county. Urban amenities meet buildable rural edges β€” but zoning is tighter and land costs more.

πŸ“Š65/100AcreScore
πŸ’°$44KLand $/acre
🏠$345KHome Value
πŸ‘₯493,463Population
πŸ“ˆ+9.8%Growth (10yr)
🌊10%Flood RiskLow
🌑️Mild Four-SeasonClimateZone 4A

πŸ—οΈ Can You Build Here?

Yes, but it depends on where. Knox County has stricter zoning than its rural neighbors. Agricultural (A) zones are barndo-friendly, and outer RA zones may allow them conditionally. Inside the urban growth boundary, expect tighter rules.

ZoneMin LotBarndo OK?
A (Agricultural)1 acreβœ… Yes
RA (Low Density Residential)1 acre⚠️ Conditional
RB (General Residential)12,000 sqft❌ No
PR (Planned Residential)Varies⚠️ Conditional

Source: Knox County Zoning Ordinance, MPC Knoxville

πŸ“‹ What Permits Do You Need?

Tennessee allows owner-builders to act as their own general contractor for personal residences. Licensed subs needed for electrical, plumbing, and HVAC.

Required Permits

  • β€’ Building permit
  • β€’ Septic permit (outside sewer service)
  • β€’ Electrical permit
  • β€’ Plumbing permit
  • β€’ Grading/stormwater permit

Permit Office

Knox County Codes Administration 400 Main Street, Suite 530, Knoxville, TN 37902 (865) 215-2535 Mon–Fri 8:00 AM – 4:30 PM

🌊 What's the Flood & Soil Risk?

Flood risk is relatively low β€” about 10% of land is in FEMA flood zones, mostly along the Tennessee River and tributaries. Avoid low-lying areas near Fort Loudoun Lake and the French Broad.

10%
In Flood Zone
Good
Soil Drainage
Varies
Septic Viability

Source: FEMA National Flood Hazard Layer, USDA Web Soil Survey

πŸ’° What Does It Cost?

Knox County is the priciest in the region β€” driven by Knoxville's job market and UT campus. For cheaper land with similar access, look south toward Blount or west toward Loudon.

$44K
Median $/acre
$345K
Median Home Value
$160–250
Build Cost $/sqft
0.73%
Property Tax Rate

Source: U.S. Census Bureau ACS 2024, Knox County Assessor

πŸ”οΈ Why People Love Living Here

Knoxville punches above its weight. A thriving downtown with breweries and restaurants, the University of Tennessee, and the Smokies less than an hour away. Outer Knox gives you rural acreage with city jobs 20 minutes down the road.

πŸ™οΈ

City + Country

Downtown Knoxville is 20 minutes from rural acreage. Best of both worlds.

πŸŽ“

Jobs & Education

UT, ORNL, Y-12, TVA. The region's employment engine is right here.

πŸ’Έ

No State Income Tax

Tennessee's tax advantage applies here too. Property tax is higher than rural counties though.

At a Glance

Population493,463
10-Year Growth+9.8%
County SeatKnoxville
State Income TaxNone
ClimateMild four-season (Zone 4A)

How Close Is Everything?

Downtown KnoxvilleIn county
Gatlinburg / Smokies45 min
Nashville2.5 hr
McGhee Tyson Airport20 min
Asheville, NC2 hr

πŸ’§ Utilities & Infrastructure

Knox County has the best infrastructure in the region. Most areas have public water and sewer. Outer rural areas may need wells and septic, but broadband is widely available.

Electric ProviderKUB / TVA
WaterKUB Municipal (most areas)
SewerKUB (septic in outer areas)
InternetAT&T Fiber / Comcast
Cell CoverageExcellent
Natural GasKUB (most areas)

🏦 Financing & Incentives

Most of Knox County is NOT USDA-eligible due to its urban classification. FHA and VA loans are available county-wide. Some outer areas near the county line may qualify for USDA.

⚠️ Limited USDA
Only outer rural areas
FHA / VA
Available county-wide
0.73%
Property tax rate

Check USDA eligibility for your address β†’

πŸ“ Nearby Counties

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❓ Frequently Asked Questions

Can I build a barndominium in Knox County?
It depends on zoning. Agricultural (A) zones allow barndos. RA zones may allow them with a conditional use permit. Most urban zones (RB, RC) prohibit non-traditional residential construction.
Why is Knox County's AcreScore lower than Blount or Sevier?
Knox County is more urbanized with stricter zoning, higher land costs, and less available rural acreage. Outer Knox β€” especially south and northwest β€” has more buildable rural land.
Is Knox County eligible for USDA Rural Development loans?
Most of Knox County within the Knoxville urban area is NOT USDA-eligible. However, some outer rural areas along the county boundary may qualify.
How much does land cost in Knox County?
Median price is approximately $44,000 per acre β€” roughly 55% more than neighboring Blount County. Prices range from $15,000/acre in far outer areas to $150,000+/acre near downtown.
Do I need a licensed contractor to build in Knox County?
Tennessee allows owner-builders to act as their own general contractor for personal residences. Knox County requires permits from the Codes Administration office.