AcreScore β€” What's this?
71/ 100

Roane County, TN

Watts Bar Lake Living Near Oak Ridge's Innovation Corridor

πŸ“Š71/100AcreScore
πŸ’°$7KLand $/acre
🏠$192KHome Value
πŸ‘₯53,382Population
πŸ“ˆ+1.5%Growth (10yr)
🌊10%Flood RiskLow
🌑️Mixed HumidClimateZone 4A

πŸ—οΈ Can You Build Here?

Roane County wraps around Watts Bar Lake and borders the Oak Ridge technology corridor, offering an unusual combination of lakeside living and high-tech employment. Kingston and Harriman provide small-city services while rural areas remain affordable.

ZoneMin LotBarndo OK?
Agricultural/Rural1 acreβœ… Yes
Residential (cities)0.33 acre⚠️ Conditional
Lakefront Residential1 acre⚠️ Conditional
IndustrialNone specified❌ No

Roane County has zoning in and around Kingston and Harriman. Rural parcels generally permit barndominiums, while lakefront areas may have overlay restrictions.

πŸ“‹ What Permits Do You Need?

Tennessee allows owner-builders to act as their own general contractor for personal residences. Licensed subs needed for electrical, plumbing, and HVAC.

Required Permits

  • β€’ Building permit application
  • β€’ Engineered plans (if required by zone)
  • β€’ Septic or sewer connection permit
  • β€’ Electrical, plumbing, and mechanical permits
  • β€’ TVA shoreline permit (if lakefront)

Permit Office

Roane County Building Inspections 200 E Race Street, Kingston, TN 37763 (865) 376-5578 Mon–Fri 8:00 AM – 4:30 PM

🌊 What's the Flood & Soil Risk?

Watts Bar Lake and the Clinch and Emory Rivers create significant flood zones. TVA manages lake levels, and elevated parcels above the reservoir are ideal for building.

10%
In Flood Zone
Good
Soil Drainage
Good
Septic Viability

Source: FEMA National Flood Hazard Layer, USDA Web Soil Survey

πŸ’° What Does It Cost?

Building costs in Roane County are moderate, benefiting from proximity to Knoxville-area suppliers and a solid local contractor base familiar with lakefront and rural construction.

$7K
Median $/acre
$192K
Median Home Value
$120–180
Build Cost $/sqft
0.56%
Property Tax Rate

Source: U.S. Census Bureau ACS 2024, Roane County Assessor

πŸ”οΈ Why People Love Living Here

Roane County offers Watts Bar Lake recreation, proximity to Oak Ridge National Laboratory's job market, and the friendly small-town atmospheres of Kingston and Harriman.

βš›οΈ

Oak Ridge Proximity

Oak Ridge National Laboratory and Y-12 are minutes away, providing high-paying STEM careers and economic stability.

🚀

Watts Bar Lake

This massive TVA reservoir offers bass fishing, sailing, and waterfront dining with mountain views.

🏘️

Twin Cities Character

Kingston and Harriman each offer historic downtowns, local restaurants, and community events.

At a Glance

Population~53,000
10-Year Growth1.5%
County SeatKingston
State Income TaxNone
ClimateMixed Humid (4A)

How Close Is Everything?

Knoxville40 miles / 50 min
Oak Ridge10 miles / 15 min
Crossville45 miles / 55 min
Chattanooga90 miles / 1.5 hr
Nashville150 miles / 2.5 hr

πŸ’§ Utilities & Infrastructure

Roane County has robust utility infrastructure including Harriman Utility Board and multiple water districts. Oak Ridge proximity brings better broadband coverage than most rural counties.

ElectricHarriman Utility Board / TVA direct
WaterKingston / Harriman / Roane Co. Utility
GasHarriman Utility Board / propane
InternetCharter Spectrum / AT&T Fiber / TDS
SewerMunicipal (cities) / Septic (rural)
TrashCity pickup / county convenience centers

🏦 Financing & Incentives

Roane County qualifies for USDA loans in rural areas. Knoxville-area banks and local lenders in Kingston and Harriman are experienced with construction and lakefront financing.

βœ… Eligible (rural areas)
Rural areas of Roane County qualify for USDA Rural Development loans. Properties within Kingston or Harriman city limits may not be eligible.
FHA / VA
Available county-wide
0.56%
Property tax rate

Check USDA eligibility for your address β†’

πŸ“ Nearby Counties

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❓ Frequently Asked Questions

Can I build a barndominium in Roane County?
Yes. Rural areas of Roane County allow barndominiums with building permits. Check specific zoning if building near Kingston, Harriman, or lakefront areas.
How close is Oak Ridge?
Kingston is just 10-15 miles from Oak Ridge, making Roane County a popular choice for ORNL and Y-12 employees seeking rural living.
Is lakefront land available?
Yes, Watts Bar Lake has extensive shoreline in Roane County. Lakefront parcels command premium prices and may require TVA shoreline permits.
Is Roane County eligible for USDA loans?
Rural areas qualify for USDA Rural Development loans. Properties within city limits may not be eligible β€” check the USDA eligibility map.
What about environmental concerns near Oak Ridge?
The DOE's Oak Ridge Reservation has specific environmental monitoring. Roane County residential areas outside the reservation have no special concerns.