AcreScore β€” What's this?
67/ 100

Scott County, TN

Big South Fork Wilderness on the Cumberland Plateau

πŸ“Š67/100AcreScore
πŸ’°$3KLand $/acre
🏠$120KHome Value
πŸ‘₯22,068Population
πŸ“ˆ+0.8%Growth (10yr)
🌊8%Flood RiskLow
🌑️Mixed HumidClimateZone 4A

πŸ—οΈ Can You Build Here?

Scott County sits on the Cumberland Plateau at the gateway to Big South Fork National River and Recreation Area. Ultra-affordable land and minimal zoning make it attractive for barndominium builders, though the remote location limits contractor availability.

ZoneMin LotBarndo OK?
Unzoned/RuralNo minimumβœ… Yes
Residential (Oneida/Huntsville)0.5 acre⚠️ Conditional

Scott County has minimal zoning. Most unincorporated land allows barndominiums and metal buildings with a basic building permit.

πŸ“‹ What Permits Do You Need?

Tennessee allows owner-builders to act as their own general contractor for personal residences. Licensed subs needed for electrical, plumbing, and HVAC.

Required Permits

  • β€’ Building permit application
  • β€’ Site plan
  • β€’ Septic permit (TN Dept. of Environment)
  • β€’ Electrical permit

Permit Office

Scott County Codes Department 283 Court Street, Huntsville, TN 37756 (423) 663-2000 Mon–Fri 8:00 AM – 4:00 PM

🌊 What's the Flood & Soil Risk?

The New River and Big South Fork create flood zones in gorge areas. Plateau-top parcels and highland sites are well above flood elevations and make ideal building locations.

8%
In Flood Zone
Good
Soil Drainage
Good
Septic Viability

Source: FEMA National Flood Hazard Layer, USDA Web Soil Survey

πŸ’° What Does It Cost?

Scott County offers some of the cheapest land in Tennessee at around $3,200 per acre. Building costs are low but contractor availability can be limited β€” plan ahead.

$3K
Median $/acre
$120K
Median Home Value
$105–160
Build Cost $/sqft
0.48%
Property Tax Rate

Source: U.S. Census Bureau ACS 2024, Scott County Assessor

πŸ”οΈ Why People Love Living Here

Scott County is for wilderness lovers β€” Big South Fork's gorges, waterfalls, and trails are literally in your backyard, with the quiet of the Cumberland Plateau all around.

🏞️

Big South Fork

Over 125,000 acres of federally protected river gorge with hiking, horseback riding, rock climbing, and kayaking.

🐴

Equestrian Country

Scott County and Big South Fork are renowned for horseback riding with miles of designated equestrian trails.

🌲

Plateau Solitude

Low population density and vast forests provide genuine wilderness living on the Cumberland Plateau.

At a Glance

Population~22,000
10-Year Growth0.8%
County SeatHuntsville
State Income TaxNone
ClimateMixed Humid (4A)

How Close Is Everything?

Knoxville70 miles / 1.25 hr
Cookeville65 miles / 1.25 hr
Oak Ridge45 miles / 55 min
Oneida5 miles / 10 min
Lexington, KY130 miles / 2.25 hr

πŸ’§ Utilities & Infrastructure

Scott County is served by Plateau Electric Cooperative and the Oneida and Huntsville water systems. Many rural parcels require wells and septic.

ElectricPlateau Electric Cooperative
WaterOneida Water / Huntsville Water
GasPropane delivery only
InternetHighland Telephone Coop / AT&T
SewerSeptic (most areas)
TrashCounty convenience centers

🏦 Financing & Incentives

Scott County qualifies for USDA Rural Development loans, making zero-down barndominium financing accessible despite the remote location.

βœ… Eligible
All of Scott County qualifies for USDA Rural Development loans with zero down payment.
FHA / VA
Available county-wide
0.48%
Property tax rate

Check USDA eligibility for your address β†’

πŸ“ Nearby Counties

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❓ Frequently Asked Questions

Can I build a barndominium in Scott County?
Yes. Scott County has minimal zoning and barndominiums are common. A basic building permit is all that's typically needed in unincorporated areas.
Why is the score 67?
While land is very cheap, the remote location limits contractor availability and adds delivery costs for materials. Limited services and infrastructure contribute to the lower score.
How close is Big South Fork?
The Big South Fork National River and Recreation Area borders Scott County directly. Trailheads and river access points are within minutes of most locations.
Is internet available?
Highland Telephone Cooperative provides broadband in some areas. Remote parcels may rely on Starlink or fixed wireless options.
Is Scott County eligible for USDA loans?
Yes. The entire county qualifies for USDA Rural Development zero-down financing for eligible primary residences.