Kendall County offers building opportunities in Hill Country, though land prices are above average.
📊60/100AcreScore
💰$55KLand $/acre
🏠$425KHome Value
👥47,431Population
📈+22.5%Growth (10yr)
🌊10%Flood RiskLow
🌡️Hot Humid SubtropicalClimateZone 2A
🏗️ Can You Build Here?
Texas has no state building code — regulations are county-level. Kendall County has no formal zoning ordinance, meaning most rural land can be used for residential construction including barndominiums without special permits beyond standard building codes.
Zone
Min Lot
Barndo OK?
Unzoned
None
✅ Yes
Kendall County has no formal zoning ordinance. Standard building permits still required. Contact the county building department for specifics.
📋 What Permits Do You Need?
Tennessee allows owner-builders to act as their own general contractor for personal residences. Licensed subs needed for electrical, plumbing, and HVAC.
Required Permits
• Building permit (residential)
• Septic permit (if no public sewer)
• Electrical permit
• Plumbing permit
Permit Office
Kendall County Building Department
Boerne, TX
Contact county clerk for current hours and requirements
🌊 What's the Flood & Soil Risk?
Moderate flood risk. 10% of county land is in FEMA flood zones. Most buildable parcels are outside hazard areas, but always verify your specific site.
10%
In Flood Zone
Good
Soil Drainage
Varies
Septic Viability
Source: FEMA National Flood Hazard Layer, USDA Web Soil Survey
💰 What Does It Cost?
Higher land costs at roughly $55,000 per acre reflect Kendall County's demand — proximity to San Antonio and growth pressure drive prices.
$55K
Median $/acre
$425K
Median Home Value
$120–200
Build Cost $/sqft
1.78%
Property Tax Rate
Source: U.S. Census Bureau ACS 2024, Kendall County Assessor
🏔️ Why People Love Living Here
Kendall County sits in the heart of Hill Country. San Antonio is 30 min away. No state income tax means your dollar stretches further here than in most states.
💰
No State Income Tax
Texas has no state income tax. Combined with below-average property taxes at 1.78%, your money works harder here.
📈
Fast Growing
22.5% growth over 10 years — people are moving here and property values reflect it.
🔨
Build Freedom
No formal zoning means you can build your barndominium, shop, or homestead without jumping through bureaucratic hoops.
At a Glance
Population47,431
10-Year Growth+22.5%
County SeatBoerne
State Income TaxNone
ClimateHot Humid Subtropical (Zone 2A)
How Close Is Everything?
San Antonio30 min
SAT40 min
Austinvaries
💧 Utilities & Infrastructure
Most rural Kendall County land uses well water and septic systems. Municipal utilities are available near Boerne. Check with local utility providers for your specific parcel.
Electric ProviderLocal Co-op / TXU
WaterWell or Municipal
SewerSeptic (most rural)
InternetVaries by location
Cell CoverageVariable
Natural GasPropane common in rural areas
🏦 Financing & Incentives
USDA Rural Development loans are generally not available in Kendall County due to urban classification. FHA, VA, and conventional financing options are available.
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❓ Frequently Asked Questions
Can I build a barndominium in Kendall County?
Yes. Kendall County has no formal zoning ordinance. You'll still need standard building permits, but barndominiums are generally permitted on rural land. Check with the county building department for specific requirements.
How much does land cost in Kendall County?
Median price is approximately $55,000 per acre, though prices vary by location, road access, and improvements.
Is Kendall County eligible for USDA Rural Development loans?
Most of Kendall County is not eligible for USDA Rural Development due to its urban/suburban classification. Check the USDA eligibility map for specific addresses.
What is the property tax rate in Kendall County?
The effective property tax rate is approximately 1.78%. Texas has no state income tax, but property tax rates may be higher than the national average. Check with the county assessor for the most current rates and any available homestead exemptions.
Do I need a licensed contractor to build in Kendall County?
Most states allow owner-builders to act as their own general contractor for personal residences, though requirements vary by state and county. In Texas, check local building codes for specific licensing requirements. You'll typically need licensed professionals for electrical, plumbing, and HVAC work.