Refugio County offers building opportunities in Gulf Coast, though flood risk requires careful site selection.
📊55/100AcreScore
💰$10KLand $/acre
🏠$115KHome Value
👥6,948Population
📈+-4.5%Growth (10yr)
🌊35%Flood RiskModerate
🌡️Hot Humid SubtropicalClimateZone 2A
🏗️ Can You Build Here?
Texas has no state building code — regulations are county-level. Refugio County has no formal zoning ordinance, meaning most rural land can be used for residential construction including barndominiums without special permits beyond standard building codes.
Zone
Min Lot
Barndo OK?
Unzoned
None
✅ Yes
Refugio County has no formal zoning ordinance. Standard building permits still required. Contact the county building department for specifics.
📋 What Permits Do You Need?
Tennessee allows owner-builders to act as their own general contractor for personal residences. Licensed subs needed for electrical, plumbing, and HVAC.
Required Permits
• Building permit (residential)
• Septic permit (if no public sewer)
• Electrical permit
• Plumbing permit
Permit Office
Refugio County Building Department
Refugio, TX
Contact county clerk for current hours and requirements
🌊 What's the Flood & Soil Risk?
Elevated flood risk at 35%. Refugio County has significant FEMA flood zone coverage — careful site selection and flood insurance may be required. Check FEMA maps for your specific parcel.
35%
In Flood Zone
Good
Soil Drainage
Good
Septic Viability
Source: FEMA National Flood Hazard Layer, USDA Web Soil Survey
💰 What Does It Cost?
Affordable land market. At roughly $10,000 per acre, Refugio County offers good value for builders looking for rural acreage.
$10K
Median $/acre
$115K
Median Home Value
$120–200
Build Cost $/sqft
1.68%
Property Tax Rate
Source: U.S. Census Bureau ACS 2024, Refugio County Assessor
🏔️ Why People Love Living Here
Refugio County sits in the heart of Gulf Coast. Corpus Christi is 40 min away. No state income tax means your dollar stretches further here than in most states.
💰
No State Income Tax
Texas has no state income tax. Combined with below-average property taxes at 1.68%, your money works harder here.
🏗️
Affordable Land
Median land at $10,000/acre means you can buy more, build bigger, and still stay under budget.
🔨
Build Freedom
No formal zoning means you can build your barndominium, shop, or homestead without jumping through bureaucratic hoops.
At a Glance
Population6,948
10-Year Growth-4.5%
County SeatRefugio
State Income TaxNone
ClimateHot Humid Subtropical (Zone 2A)
How Close Is Everything?
Corpus Christi40 min
CRP45 min
Austinvaries
💧 Utilities & Infrastructure
Most rural Refugio County land uses well water and septic systems. Municipal utilities are available near Refugio. Check with local utility providers for your specific parcel.
Electric ProviderLocal Co-op / TXU
WaterWell or Municipal
SewerSeptic (most rural)
InternetVaries by location
Cell CoverageVariable
Natural GasPropane common in rural areas
🏦 Financing & Incentives
Refugio County qualifies for USDA Rural Development loans — zero-down-payment financing for eligible buyers in most areas.
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❓ Frequently Asked Questions
Can I build a barndominium in Refugio County?
Yes. Refugio County has no formal zoning ordinance. You'll still need standard building permits, but barndominiums are generally permitted on rural land. Check with the county building department for specific requirements.
How much does land cost in Refugio County?
Median price is approximately $10,000 per acre, though prices vary by location, road access, and improvements. USDA Rural Development loans may be available for eligible buyers.
Is Refugio County eligible for USDA Rural Development loans?
Yes — most of Refugio County qualifies for USDA Rural Development programs, including zero-down-payment home loans for eligible buyers.
What is the property tax rate in Refugio County?
The effective property tax rate is approximately 1.68%. Texas has no state income tax, but property tax rates may be higher than the national average. Check with the county assessor for the most current rates and any available homestead exemptions.
Do I need a licensed contractor to build in Refugio County?
Most states allow owner-builders to act as their own general contractor for personal residences, though requirements vary by state and county. In Texas, check local building codes for specific licensing requirements. You'll typically need licensed professionals for electrical, plumbing, and HVAC work.