AcreScore โ€” What's this?
63/ 100

Portage County, WI

Portage County offers building opportunities in Central Wisconsin, though some factors need consideration.

๐Ÿ“Š63/100AcreScore
๐Ÿ’ฐ$6KLand $/acre
๐Ÿ $195KHome Value
๐Ÿ‘ฅ70,600Population
๐Ÿ“ˆ+0.5%Growth (10yr)
๐ŸŒŠ6%Flood RiskLow
๐ŸŒก๏ธCold HumidClimateZone 6A

๐Ÿ—๏ธ Can You Build Here?

Wisconsin has no state building code โ€” regulations are county-level. Portage County has no formal zoning ordinance, meaning most rural land can be used for residential construction including barndominiums without special permits beyond standard building codes.

ZoneMin LotBarndo OK?
UnzonedNoneโœ… Yes

Portage County has no formal zoning ordinance. Standard building permits still required. Contact the county building department for specifics.

๐Ÿ“‹ What Permits Do You Need?

Most states allow owner-builders to act as their own general contractor for personal residences. Check Wisconsin requirements โ€” licensed subs are typically needed for electrical, plumbing, and HVAC.

Required Permits

  • โ€ข Building permit (residential)
  • โ€ข Septic permit (if no public sewer)
  • โ€ข Electrical permit
  • โ€ข Plumbing permit

Permit Office

Portage County Building Department Stevens Point, WI Contact county clerk for current hours and requirements

๐ŸŒŠ What's the Flood & Soil Risk?

Moderate flood risk. 6% of county land is in FEMA flood zones. Most buildable parcels are outside hazard areas, but always verify your specific site.

6%
In Flood Zone
Good
Soil Drainage
Good
Septic Viability

Source: FEMA National Flood Hazard Layer, USDA Web Soil Survey

๐Ÿ’ฐ What Does It Cost?

Affordable land market. At roughly $6,000 per acre, Portage County offers good value for builders looking for rural acreage.

$6K
Median $/acre
$195K
Median Home Value
$120โ€“200
Build Cost $/sqft
1.65%
Property Tax Rate

Source: U.S. Census Bureau ACS 2024, Portage County Assessor

๐Ÿ”๏ธ Why People Love Living Here

Portage County sits in the heart of Central Wisconsin. Wausau is 30 min away. Wisconsin has a state income tax โ€” factor that into your cost-of-living calculations.

๐Ÿ—๏ธ

Affordable Land

Median land at $6,000/acre means you can buy more, build bigger, and still stay under budget.

๐Ÿ”จ

Build Freedom

No formal zoning means you can build your barndominium, shop, or homestead without jumping through bureaucratic hoops.

At a Glance

Population70,600
10-Year Growth+0.5%
County SeatStevens Point
State Income TaxYes
ClimateCold Humid (Zone 6A)

How Close Is Everything?

Wausau30 min
CWA35 min
Austinvaries

๐Ÿ’ง Utilities & Infrastructure

Most rural Portage County land uses well water and septic systems. Municipal utilities are available near Stevens Point. Check with local utility providers for your specific parcel.

Electric ProviderLocal Co-op / TXU
WaterWell or Municipal
SewerSeptic (most rural)
InternetVaries by location
Cell CoverageGood
Natural GasPropane common in rural areas

๐Ÿฆ Financing & Incentives

Portage County qualifies for USDA Rural Development loans โ€” zero-down-payment financing for eligible buyers in most areas.

โœ… USDA Eligible
Zero down payment
FHA / VA
Available county-wide
1.65%
Property tax rate

Check USDA eligibility for your address โ†’

๐Ÿ“ Nearby Counties

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โ“ Frequently Asked Questions

Can I build a barndominium in Portage County?
Yes. Portage County has no formal zoning ordinance. You'll still need standard building permits, but barndominiums are generally permitted on rural land. Check with the county building department for specific requirements.
How much does land cost in Portage County?
Median price is approximately $6,000 per acre, though prices vary by location, road access, and improvements. USDA Rural Development loans may be available for eligible buyers.
Is Portage County eligible for USDA Rural Development loans?
Yes โ€” most of Portage County qualifies for USDA Rural Development programs, including zero-down-payment home loans for eligible buyers.
What is the property tax rate in Portage County?
The effective property tax rate is approximately 1.65%. Check with the county assessor for the most current rates and any available homestead exemptions.
Do I need a licensed contractor to build in Portage County?
Most states allow owner-builders to act as their own general contractor for personal residences, though requirements vary by state and county. In Wisconsin, check local building codes for specific licensing requirements. You'll typically need licensed professionals for electrical, plumbing, and HVAC work.