AcreScore β€” What's this?
73/ 100

DeKalb County, TN

Center Hill Lake country with affordable Middle Tennessee acreage

πŸ“Š73/100AcreScore
πŸ’°$6KLand $/acre
🏠$185KHome Value
πŸ‘₯21,000Population
πŸ“ˆ+4.2%Growth (10yr)
🌊9%Flood RiskLow
🌑️Mixed HumidClimateZone 4A

πŸ—οΈ Can You Build Here?

DeKalb County sits in the scenic hills of Middle Tennessee near Center Hill Lake, offering beautiful building sites with rolling terrain. The county's growing popularity hasn't yet driven prices to unaffordable levels.

ZoneMin LotBarndo OK?
Agricultural1 acreβœ… Yes
Rural Residential0.75 acreβœ… Yes
Residential (Smithville)0.5 acre⚠️ Conditional

DeKalb County has limited zoning outside Smithville, with rural areas generally permissive toward metal building and barndominium construction.

πŸ“‹ What Permits Do You Need?

Tennessee allows owner-builders to act as their own general contractor for personal residences. Licensed subs needed for electrical, plumbing, and HVAC.

Required Permits

  • β€’ Building permit application
  • β€’ Site plan with setbacks
  • β€’ Septic permit (TN Dept of Environment)
  • β€’ Electrical permit
  • β€’ Flood zone determination

Permit Office

DeKalb County Building Office 732 S Congress Blvd, Smithville, TN 37166 Phone: (615) 597-5177 Hours: Mon–Fri 8:00 AM – 4:00 PM

🌊 What's the Flood & Soil Risk?

While Center Hill Lake and the Caney Fork River create some flood zones, most of DeKalb County's rolling terrain sits well above flood-prone areas. Site selection on ridges and hillsides avoids flood concerns.

9%
In Flood Zone
Good
Soil Drainage
Good
Septic Viability

Source: FEMA National Flood Hazard Layer, USDA Web Soil Survey

πŸ’° What Does It Cost?

Building costs in DeKalb County are moderate for Middle Tennessee, with a good selection of local contractors familiar with metal building construction.

$6K
Median $/acre
$185K
Median Home Value
$105–170
Build Cost $/sqft
0.6%
Property Tax Rate

Source: U.S. Census Bureau ACS 2024, DeKalb County Assessor

πŸ”οΈ Why People Love Living Here

DeKalb County blends lakeside recreation with small-town Middle Tennessee life. Smithville hosts the famous Fiddlers' Jamboree, and Center Hill Lake draws boaters and anglers year-round.

πŸ›Ά

Center Hill Lake

One of Tennessee's clearest lakes offers world-class boating, fishing, and lakeside recreation minutes from your door.

🎻

Fiddlers' Jamboree

Smithville's annual Fiddlers' Jamboree is one of the nation's premier old-time music festivals.

πŸŒ„

Rolling Hills

Scenic Middle Tennessee hills provide beautiful views and a peaceful rural lifestyle.

At a Glance

Population~21,000
10-Year Growth4.2%
County SeatSmithville
State Income TaxNone
ClimateZone 4A – Mixed Humid

How Close Is Everything?

Cookeville, TN30 min
Nashville, TN1.3 hr
Murfreesboro, TN55 min
McMinnville, TN25 min
Lebanon, TN45 min

πŸ’§ Utilities & Infrastructure

DeKalb County has reliable rural utilities with electric cooperative service and expanding broadband availability.

ElectricDeKalb Utility District / MTEMC
WaterSmithville Water & Sewer
Internet/FiberBen Lomand Connect
Cable/InternetCharter Spectrum
SewerPrivate Septic

🏦 Financing & Incentives

USDA Rural Development loans are available throughout most of DeKalb County, making zero-down barndominium financing a strong option.

βœ… USDA Eligible
Most areas of DeKalb County qualify for USDA Rural Development financing. Check eligibility for parcels near Smithville town limits.
FHA / VA
Available county-wide
0.6%
Property tax rate

Check USDA eligibility for your address β†’

πŸ“ Nearby Counties

πŸ”„ People Also Compare

Making products from home?

A new tax law lets you deduct 100% of a production workshop β€” not just equipment, the building itself.

See if you qualify β†’

Get DeKalb County Land Alerts

New listings, zoning changes, and builder availability β€” delivered to your inbox.

No spam. Unsubscribe anytime. We never sell your data.

❓ Frequently Asked Questions

Can I build a barndominium near Center Hill Lake?
Yes. Many properties near the lake are in agricultural or rural residential zones that allow metal buildings and barndominiums.
How far is DeKalb County from Nashville?
About 72 miles or 80 minutes, making it a feasible commute for occasional trips to the city.
What's the cost to build per square foot?
Expect $105–170 per square foot for a finished barndominium, depending on interior finishes and site work.
Is fiber internet available?
Ben Lomand Connect is expanding fiber service in DeKalb County, with availability growing. Check their coverage map for your specific area.
Are USDA loans available?
Yes, most of the county qualifies for USDA zero-down financing.