AcreScore β€” What's this?
72/ 100

Warren County, TN

The nursery capital of Tennessee. Fertile land, affordable acres, and McMinnville's growing downtown β€” all on the Cumberland Plateau's edge.

πŸ“Š72/100AcreScore
πŸ’°$13KLand $/acre
🏠$225KHome Value
πŸ‘₯42,552Population
πŸ“ˆ+5.5%Growth (10yr)
🌊10%Flood RiskLow
🌑️Mild Four-SeasonClimateZone 4A

πŸ—οΈ Can You Build Here?

Yes β€” Warren County allows barndominiums in agricultural zones. The nursery industry means the county understands agricultural buildings.

ZoneMin LotBarndo OK?
A (Agricultural)2 acresβœ… Yes
R-1 (Low Density Residential)1 acre⚠️ Conditional
R-2 (Residential)15,000 sqft❌ No

Source: Warren County Planning Commission

πŸ“‹ What Permits Do You Need?

Tennessee allows owner-builders to act as their own general contractor for personal residences. Licensed subs needed for electrical, plumbing, and HVAC.

Required Permits

  • β€’ Building permit
  • β€’ Septic permit (rural areas)
  • β€’ Electrical permit
  • β€’ Plumbing permit
  • β€’ Grading permit

Permit Office

Warren County Building Dept 111 S Court Square, McMinnville, TN 37110 (931) 473-2592 Mon–Fri 8:00 AM – 4:30 PM

🌊 What's the Flood & Soil Risk?

Moderate flood risk. The Collins River and tributaries create some flood zones. About 10% of land is in FEMA zones. Upland areas are clean.

10%
In Flood Zone
Good
Soil Drainage
Good
Septic Viability

Source: FEMA National Flood Hazard Layer, USDA Web Soil Survey

πŸ’° What Does It Cost?

Good value at $12,500/acre. Warren County is cheaper than most Middle Tennessee counties with growing amenities in McMinnville.

$13K
Median $/acre
$225K
Median Home Value
$130–195
Build Cost $/sqft
0.52%
Property Tax Rate

Source: U.S. Census Bureau ACS 2024, Warren County Assessor

πŸ”οΈ Why People Love Living Here

Warren County is where agriculture meets Appalachian foothills. McMinnville is a charming small city, the nursery industry provides jobs, and the land is rich.

🌿

Nursery Capital

Tennessee's nursery industry is centered here β€” billions of plants shipped nationwide. Green thumbs thrive.

πŸ”οΈ

Plateau Edge

Cumberland Plateau meets the Highland Rim. Rolling hills, caves, and waterfalls.

πŸ’°

Affordable Land

$12,500/acre in a growing community. Nashville is 80 minutes west.

At a Glance

Population42,552
10-Year Growth+5.5%
County SeatMcMinnville
State Income TaxNone
ClimateMild four-season (Zone 4A)

How Close Is Everything?

Nashville1.5 hr
Chattanooga1.5 hr
Murfreesboro50 min
Cookeville40 min
Rock Island State Park20 min

πŸ’§ Utilities & Infrastructure

McMinnville has full municipal services. Rural areas use wells and septic. Broadband improving but limited in outlying areas.

Electric ProviderWarren County REMC / TVA
WaterMunicipal or Well
SewerMixed (septic in rural)
InternetAT&T / Charter (varies)
Cell CoverageGood in McMinnville
Natural GasLimited

🏦 Financing & Incentives

Most of Warren County qualifies for USDA Rural Development β€” zero down payment for eligible buyers.

βœ… USDA Eligible
Zero down payment
FHA / VA
Available county-wide
0.52%
Property tax rate

Check USDA eligibility for your address β†’

πŸ“ Nearby Counties

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❓ Frequently Asked Questions

Can I build a barndominium in Warren County?
Yes β€” Agricultural zones allow barndominiums on 2+ acre lots. The county's nursery industry means agricultural buildings are well-understood.
Is Warren County eligible for USDA loans?
Yes β€” most of Warren County qualifies for USDA Rural Development zero-down-payment loans.
What's the nursery industry?
Warren County is Tennessee's nursery capital β€” growing ornamental trees, shrubs, and plants for nationwide distribution. It's a major employer and economic driver.
How far is Warren County from Nashville?
McMinnville to Nashville is about 1.5 hours via Highway 70S or I-24.