AcreScore β€” What's this?
66/ 100

Van Buren County, TN

Fall Creek Falls country. Stunning waterfalls, Cumberland Plateau beauty, and some of the cheapest land in Tennessee.

πŸ“Š66/100AcreScore
πŸ’°$7KLand $/acre
🏠$155KHome Value
πŸ‘₯6,120Population
πŸ“ˆ+1.8%Growth (10yr)
🌊9%Flood RiskLow
🌑️Mild Four-SeasonClimateZone 4A

πŸ—οΈ Can You Build Here?

Yes β€” Van Buren County has virtually no zoning restrictions. Build what you want on your land.

ZoneMin LotBarndo OK?
Agricultural/UnzonedNoneβœ… Yes
Residential1 acreβœ… Yes

Source: Van Buren County. Virtually no zoning β€” most land is unrestricted.

πŸ“‹ What Permits Do You Need?

Tennessee allows owner-builders to act as their own general contractor for personal residences. Licensed subs needed for electrical, plumbing, and HVAC.

Required Permits

  • β€’ Building permit
  • β€’ Septic permit
  • β€’ Electrical permit
  • β€’ Plumbing permit

Permit Office

Van Buren County Courthouse 121 Main St, Spencer, TN 38585 (931) 946-2121 Mon–Fri 8:00 AM – 4:00 PM

🌊 What's the Flood & Soil Risk?

Low flood risk. The plateau terrain and well-drained land mean only 9% is in FEMA flood zones.

9%
In Flood Zone
Good
Soil Drainage
Good
Septic Viability

Source: FEMA National Flood Hazard Layer, USDA Web Soil Survey

πŸ’° What Does It Cost?

Among the cheapest land in Tennessee at $6,500/acre. The trade-off is remoteness and limited infrastructure.

$7K
Median $/acre
$155K
Median Home Value
$120–170
Build Cost $/sqft
0.42%
Property Tax Rate

Source: U.S. Census Bureau ACS 2024, Van Buren County Assessor

πŸ”οΈ Why People Love Living Here

Van Buren County is for people who want to disappear β€” in the best way. Fall Creek Falls State Park, the Cumberland Plateau, and absolute quiet.

🌊

Fall Creek Falls

Tennessee's most popular state park β€” 256-foot waterfall and miles of trails.

πŸ’°

Cheapest Land

$6,500/acre median. Buy a homestead for what a lot costs elsewhere.

🌲

Plateau Living

Cumberland Plateau elevation means cooler summers and stunning fall colors.

At a Glance

Population6,120
10-Year Growth+1.8%
County SeatSpencer
State Income TaxNone
ClimateMild four-season (Zone 4A)

How Close Is Everything?

Cookeville40 min
Chattanooga1.5 hr
Nashville1.5 hr
Fall Creek FallsIn county
McMinnville30 min

πŸ’§ Utilities & Infrastructure

Very rural infrastructure. Wells, septic, and propane are standard. Broadband is extremely limited β€” Starlink is the primary option.

Electric ProviderCaney Fork Electric / TVA
WaterWell (most areas)
SewerSeptic (nearly all)
InternetStarlink / very limited
Cell CoveragePoor in many areas
Natural GasPropane only

🏦 Financing & Incentives

All of Van Buren County qualifies for USDA Rural Development β€” zero down payment for eligible buyers.

βœ… USDA Eligible
Zero down payment
FHA / VA
Available county-wide
0.42%
Property tax rate

Check USDA eligibility for your address β†’

πŸ“ Nearby Counties

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See if you qualify β†’

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❓ Frequently Asked Questions

Can I build a barndominium in Van Buren County?
Yes β€” Van Buren County has virtually no zoning restrictions. Build what you want.
Is Van Buren County eligible for USDA loans?
Yes β€” the entire county qualifies for USDA Rural Development zero-down-payment loans.
How remote is Van Buren County?
Very remote. Spencer is the only town. Nearest Walmart is in Cookeville or McMinnville (30-40 min). Plan for self-sufficiency.
What about Fall Creek Falls?
Fall Creek Falls State Park is in the county and draws visitors year-round. The 256-foot waterfall is Tennessee's highest.