AcreScore β€” What's this?
69/ 100

Grundy County, TN

South Cumberland Plateau wilderness with Sewanee's cultural influence

πŸ“Š69/100AcreScore
πŸ’°$4KLand $/acre
🏠$130KHome Value
πŸ‘₯13,800Population
πŸ“ˆ+-1.2%Growth (10yr)
🌊5%Flood RiskLow
🌑️Mixed HumidClimateZone 4A

πŸ—οΈ Can You Build Here?

Grundy County sits atop the South Cumberland Plateau, offering a unique mix of rugged wilderness, small-town simplicity, and the cultural influence of the University of the South at Sewanee. Building sites offer dramatic gorge views and forested privacy.

ZoneMin LotBarndo OK?
Unzoned RuralNoneβœ… Yes
Sewanee CommunityVaries⚠️ Conditional
Municipal (Altamont)0.25 acre⚠️ Conditional

Grundy County has minimal zoning restrictions. The Sewanee area has its own community guidelines, but most of the county is very permissive for barndominium construction.

πŸ“‹ What Permits Do You Need?

Tennessee allows owner-builders to act as their own general contractor for personal residences. Licensed subs needed for electrical, plumbing, and HVAC.

Required Permits

  • β€’ Building permit application
  • β€’ Septic permit (TN Dept of Environment)
  • β€’ Electrical permit
  • β€’ Well permit (if applicable)

Permit Office

Grundy County Courthouse P.O. Box 215, Altamont, TN 37301 Phone: (931) 692-3718 Hours: Mon–Fri 8:00 AM – 4:00 PM

🌊 What's the Flood & Soil Risk?

The plateau-top location gives Grundy County very low flood risk β€” just 5% of parcels are in flood zones. Gorges and creek valleys below the plateau edge carry the flood zones, while buildable ridgetop land is naturally elevated.

5%
In Flood Zone
Good
Soil Drainage
Good
Septic Viability

Source: FEMA National Flood Hazard Layer, USDA Web Soil Survey

πŸ’° What Does It Cost?

Building costs are among the lowest in Tennessee, though the remote plateau location may add to material delivery costs. The small population means fewer local contractors, so planning ahead is important.

$4K
Median $/acre
$130K
Median Home Value
$90–150
Build Cost $/sqft
0.52%
Property Tax Rate

Source: U.S. Census Bureau ACS 2024, Grundy County Assessor

πŸ”οΈ Why People Love Living Here

Grundy County is a study in contrasts β€” the University of the South at Sewanee brings world-class academics and culture to one of Tennessee's poorest and most rural counties. The result is a unique community unlike anywhere else in the state.

πŸŽ“

Sewanee Influence

The University of the South brings concerts, lectures, fine dining, and an intellectual community to this remote plateau.

🏞️

South Cumberland State Park

Dramatic gorges, waterfalls, and miles of hiking trails make this one of Tennessee's premier state parks.

🌲

Plateau Wilderness

Dense forests, caves, and virtually no light pollution create a true wilderness experience.

At a Glance

Population~13,800
10-Year Growth-1.2%
County SeatAltamont
State Income TaxNone
ClimateZone 4A – Mixed Humid

How Close Is Everything?

Chattanooga, TN1.1 hr
Nashville, TN1.8 hr
Winchester, TN25 min
McMinnville, TN30 min
Murfreesboro, TN1.3 hr

πŸ’§ Utilities & Infrastructure

Utility service in Grundy County is basic but functional, with electric cooperative coverage and limited broadband in the most rural areas.

ElectricSequachee Valley Electric Cooperative
HeatingPropane (various dealers)
WaterGrundy County Water Utility
Internet/FiberBen Lomand Connect
Satellite InternetStarlink / HughesNet
SewerPrivate Septic

🏦 Financing & Incentives

USDA Rural Development loans are available throughout Grundy County, providing essential zero-down financing in this affordable market.

βœ… USDA Eligible
All areas of Grundy County qualify for USDA Rural Development financing.
FHA / VA
Available county-wide
0.52%
Property tax rate

Check USDA eligibility for your address β†’

πŸ“ Nearby Counties

πŸ”„ People Also Compare

Making products from home?

A new tax law lets you deduct 100% of a production workshop β€” not just equipment, the building itself.

See if you qualify β†’

Get Grundy County Land Alerts

New listings, zoning changes, and builder availability β€” delivered to your inbox.

No spam. Unsubscribe anytime. We never sell your data.

❓ Frequently Asked Questions

What makes Grundy County unique?
The contrast between one of Tennessee's poorest rural counties and the presence of the University of the South (Sewanee), a top liberal arts college, creates a truly unique community.
Can I build a barndominium on the plateau?
Yes. Most of Grundy County is unzoned, and the plateau-top terrain provides excellent building sites with low flood risk.
Is internet available?
Ben Lomand Connect is expanding fiber on the plateau. In more remote areas, Starlink satellite internet is the best option.
How remote is Grundy County?
Fairly remote. Chattanooga is about 55 miles away and Nashville is 95 miles. Plan for self-sufficiency in daily needs.
What about South Cumberland State Park?
One of Tennessee's best state parks, featuring Fiery Gizzard Trail, Savage Gulf, and dramatic waterfalls β€” all within the county.