AcreScore — What's this?
66/ 100

Madison County, TN

West Tennessee's Hub City — Jackson Metro Barndominium Living

📊66/100AcreScore
💰$9KLand $/acre
🏠$185KHome Value
👥98,200Population
📈+1.2%Growth (10yr)
🌊14%Flood RiskLow
🌡️Warm HumidClimateZone 3A

🏗️ Can You Build Here?

Madison County is the commercial and cultural hub of West Tennessee, centered on Jackson—the region's largest city. While the urban core limits barndominium options, the county's rural outskirts offer affordable acreage with excellent access to Jackson's full range of services, shopping, and healthcare.

ZoneMin LotBarndo OK?
Agricultural2 acres✅ Yes
Rural Residential1 acre⚠️ Conditional
Suburban Residential0.5 acre⚠️ Conditional
Urban Residential0.25 acre❌ No

Madison County and Jackson have structured zoning that may require conditional approval for barndominiums in some districts. Rural areas outside Jackson are more permissive.

📋 What Permits Do You Need?

Tennessee allows owner-builders to act as their own general contractor for personal residences. Licensed subs needed for electrical, plumbing, and HVAC.

Required Permits

  • Building permit from Jackson-Madison County
  • Zoning compliance review
  • Septic or sewer connection permit
  • Electrical, plumbing, and mechanical inspections
  • Stormwater management plan (if applicable)

Permit Office

Jackson-Madison County Building & Codes 315 N. Royal Street Jackson, TN 38301 (731) 425-8245

🌊 What's the Flood & Soil Risk?

Madison County has moderate flood risk around 14%, primarily along the South Fork of the Forked Deer River and its tributaries. Parcels on higher ground outside these corridors are generally flood-free.

14%
In Flood Zone
Good
Soil Drainage
Varies
Septic Viability

Source: FEMA National Flood Hazard Layer, USDA Web Soil Survey

💰 What Does It Cost?

As an urban hub, Madison County's land costs are higher than surrounding rural counties, but still reasonable by statewide standards. Construction costs reflect access to a deeper contractor pool.

$9K
Median $/acre
$185K
Median Home Value
$120–$160/sq ft
Build Cost $/sqft
1.92%
Property Tax Rate

Source: U.S. Census Bureau ACS 2024, Madison County Assessor

🏔️ Why People Love Living Here

Madison County offers the convenience of a mid-sized city in Jackson with rural acreage just minutes outside town—ideal for those wanting amenities without sacrificing countryside living.

🎸

Music & Culture

Jackson's Carl Perkins Civic Center, Carnegie Hall, and blues heritage make Madison County a cultural center for West Tennessee.

🏥

Regional Services

Jackson-Madison County General Hospital, Union University, and a full range of retail and professional services anchor the region.

🛣️

Transportation Hub

I-40 runs through Jackson, connecting Memphis (80 miles west) to Nashville (130 miles east) with major US highways intersecting.

At a Glance

Population~98,200
10-Year Growth1.2%
County SeatJackson
State Income TaxNone
ClimateWarm Humid (Zone 3A)

How Close Is Everything?

Memphis80 miles west
Nashville130 miles east
Dyersburg55 miles north
Savannah60 miles south
Lexington30 miles south

💧 Utilities & Infrastructure

Madison County has excellent utility infrastructure through Jackson Energy Authority and multiple utility districts, with fiber broadband available in many areas.

ElectricJackson Energy Authority / TVA
WaterJackson Energy Authority / utility districts
SewerMunicipal in Jackson; septic in rural areas
InternetFiber / cable / DSL widely available
GasNatural gas in Jackson area; propane rural
TrashMunicipal and private pickup

🏦 Financing & Incentives

Madison County has limited USDA eligibility due to Jackson's urban classification. Rural fringe areas may still qualify, but most construction will rely on conventional or FHA financing.

⚠️ Limited USDA
Jackson's urban designation limits USDA eligibility to rural fringe areas of Madison County. Check the USDA eligibility map for specific parcel qualification.
FHA / VA
Available county-wide
1.92%
Property tax rate

Check USDA eligibility for your address →

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❓ Frequently Asked Questions

Can I build a barndominium in Madison County?
Yes, particularly in rural areas outside Jackson city limits. Agricultural-zoned land generally allows barndominiums with standard permitting.
Does Madison County qualify for USDA loans?
Only partially—Jackson's urban classification limits USDA eligibility to rural fringe areas. Check the USDA eligibility map for your specific parcel.
Why is the barndo score lower at 66?
Higher land costs near Jackson, limited USDA eligibility, and stricter urban zoning lower the score compared to surrounding rural counties.
What advantages does Madison County offer?
Excellent infrastructure, healthcare, shopping, and contractor availability in Jackson make the building process smoother despite higher costs.
Is Jackson a good city to live near?
Jackson offers regional hospital, university, full retail, and cultural amenities while maintaining a manageable small-city feel—ideal for barndo owners who want nearby services.