AcreScore β€” What's this?
68/ 100

Union County, TN

Norris Lake gem just northeast of Knoxville. Cheap land, low taxes, and lake life β€” 30 minutes from the city.

πŸ“Š68/100AcreScore
πŸ’°$11KLand $/acre
🏠$195KHome Value
πŸ‘₯20,195Population
πŸ“ˆ+5.2%Growth (10yr)
🌊8%Flood RiskLow
🌑️Mild Four-SeasonClimateZone 4A

πŸ—οΈ Can You Build Here?

Yes β€” Union County has minimal zoning and is very barndo-friendly. Most land is unzoned agricultural with few building restrictions.

ZoneMin LotBarndo OK?
AgriculturalNoneβœ… Yes
Residential1 acreβœ… Yes

Source: Union County Planning. Very light zoning β€” most land is unrestricted.

πŸ“‹ What Permits Do You Need?

Tennessee allows owner-builders to act as their own general contractor for personal residences. Licensed subs needed for electrical, plumbing, and HVAC.

Required Permits

  • β€’ Building permit
  • β€’ Septic permit
  • β€’ Electrical permit
  • β€’ Plumbing permit

Permit Office

Union County Building Dept 901 Main St, Maynardville, TN 37807 (865) 992-8043 Mon–Fri 8:00 AM – 4:00 PM

🌊 What's the Flood & Soil Risk?

Low flood risk. Only 8% of land is in FEMA zones, mostly around Norris Lake shoreline. Upland parcels are clean.

8%
In Flood Zone
Good
Soil Drainage
Good
Septic Viability

Source: FEMA National Flood Hazard Layer, USDA Web Soil Survey

πŸ’° What Does It Cost?

Union County is one of the cheapest counties near Knoxville. At $10,500/acre, it's a fraction of Knox prices with lake and mountain access.

$11K
Median $/acre
$195K
Median Home Value
$125–185
Build Cost $/sqft
0.44%
Property Tax Rate

Source: U.S. Census Bureau ACS 2024, Union County Assessor

πŸ”οΈ Why People Love Living Here

Union County is Knoxville's affordable back door. Norris Lake brings boaters and fishermen; the hills bring peace and quiet; and Knoxville is 30 minutes south.

🎣

Norris Lake

800 miles of shoreline, crystal-clear water, and some of the best bass fishing in East Tennessee.

πŸ’°

Lowest Taxes

Property tax at 0.44% β€” among the lowest in the Knoxville region.

πŸ”¨

Build Freedom

Minimal zoning means you build what you want, where you want.

At a Glance

Population20,195
10-Year Growth+5.2%
County SeatMaynardville
State Income TaxNone
ClimateMild four-season (Zone 4A)

How Close Is Everything?

Knoxville30 min
Norris Lake15 min
Oak Ridge35 min
Gatlinburg / Smokies1 hr
McGhee Tyson Airport50 min

πŸ’§ Utilities & Infrastructure

Rural infrastructure. Maynardville has limited municipal services. Most of the county uses wells, septic, and propane.

Electric ProviderPowell Valley Electric / TVA
WaterWell (most areas)
SewerSeptic (nearly all)
InternetLimited / Starlink
Cell CoverageSpotty in hollows
Natural GasPropane only

🏦 Financing & Incentives

All of Union County qualifies for USDA Rural Development β€” zero down payment for eligible buyers.

βœ… USDA Eligible
Zero down payment
FHA / VA
Available county-wide
0.44%
Property tax rate

Check USDA eligibility for your address β†’

πŸ“ Nearby Counties

πŸ”„ People Also Compare

Making products from home?

A new tax law lets you deduct 100% of a production workshop β€” not just equipment, the building itself.

See if you qualify β†’

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❓ Frequently Asked Questions

Can I build a barndominium in Union County?
Yes β€” Union County has very light zoning. Barndominiums are welcome in virtually all areas.
Is Union County eligible for USDA loans?
Yes β€” the entire county qualifies for USDA Rural Development zero-down-payment loans.
What about Norris Lake access?
Union County has significant Norris Lake shoreline. Public boat ramps are available, and lakefront parcels are available β€” though they command a premium.
How far is Union County from Knoxville?
Maynardville to downtown Knoxville is about 30 minutes via Highway 33.